Madera County property record for 16860 Karen Rd, Madera, CA 93636
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,785 sqft · built 1991 |
| Lot Size | 2.26 acres (98,881 sqft) |
| Owner | Individual Name on File |
| Last Sale | $440,000 (Nov 2018) |
| Tax Bill | $5,495 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Nov 2019 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-281-006-000 |
| Primary APN | 051-281-006-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,785 sqft Living Area |
| 1st Floor Area | 1,785 sqft |
| Basement Area | 552 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Frame |
| Lot Area | 98,881 sqft |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 16860 KAREN RD |
|---|---|
| City | MADERA |
| State | CA |
| Zip | 93636-8235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RRS-2 |
| Legal Description | BONADELLE RANCHOS #7 LOT 108 |
| Legal Subdivision | BONADELLE RANCHOS #7 |
| Legal Lot Number | 108 |
| Jurisdiction | MADERA CA |
| Township / Civil Division | MADERA |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 509 |
16860 Karen Rd is owned and occupied by an individual who bought it in November 2018.
Source: Madera County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16860 KAREN RD, MADERA, CA 93636-8235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Nov 15, 2019 | Deed of Trust, Mortgage · Line of Credit PACIFIC SVC CU |
| Nov 13, 2018 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE |
| Nov 13, 2018 | Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Sep 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MICHAEL D GORDON |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2018 · Amount on File |
| Deed Sale | Nov 13, 2018 · Amount on File |
| Prior Sale | May 13, 2014 · Amount on File |
| Deed Document Number | 201825487 |
| Prior Transfer Date | Nov 9, 2018 |
| Prior Transfer Doc | 0000025488 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADERA CA |
| Property Address | 16860 KAREN RD, MADERA, CA 93636-8235 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | TITLE CONNECTION, TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 16860 KAREN RD, MADERA, CA 93636-8235 |
| Document Number | 0000022173 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | 2021022173 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 331 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADERA CA |
| Property Address | 16860 KAREN RD, MADERA, CA 93636-8235 |
| Document Number | 0000028337 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 16860 KAREN RD MADERA CA 936368235, MADERA, CA 93636-8235 |
| Document Number | 0000028337 |
|---|---|
| Date | Dec 3, 2019 |
| Instrument | 28337 |
| Name | PACIFIC SVC CU |
|---|---|
| Address | CONCORD, CA 94519 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADERA CA |
| Recording Date | Nov 13, 2018 |
| Property Address | 16860 KAREN RD, MADERA, CA 93636-8235 |
| Document Number | 0000025488 |
| Instrument Date | Nov 8, 2018 |
| Instrument | 25488 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 16860 KAREN RD MADERA CA 936368235, MADERA, CA 93636-8235 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MADERA CA |
| Recording Date | Nov 13, 2018 |
| Property Address | 16860 KAREN RD, MADERA, CA 93636-8235 |
| Document Number | 0000025487 |
| Map Reference | MB10 PG112-127 |
| Instrument Date | Nov 1, 2018 |
| Instrument | 2018025487 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | OLD REPUBLIC TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 16860 KAREN RD, MADERA, CA 93636-8235 |
| Document Number | 0000025489 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 2018025489 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADERA CA |
| Property Address | 16860 KAREN RD, MADERA, CA 93636-8235 |
| Document Number | 0000022849 |
| Instrument Date | Sep 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2018 |
| Name | Verified Name |
|---|---|
| Address | 16751 MONREAL RD MADERA CA 936368239, MADERA, CA 93636-8239 |
| Document Number | 0000022849 |
|---|---|
| Date | Oct 4, 2018 |
| Instrument | 22849 |
| Name | MICHAEL D GORDON |
|---|---|
| Address | 5646 RHODES AVE, NORTH HOLLYWOOD, CA 91607-1626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 16860 Karen Rd was $5,495 with a homeowner's exemption, up 3.4% from the year before.
Source: Madera County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | California |
| County | Madera County |
| Unified School District | Golden Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $500,640 (+2%) Land $85,334 Building $415,306 | |
| 2025 | $5,495.00 (+3.43%) Homeowner's exemption | $490,824 Land $83,661 Building $407,163 |
| 2024 | $5,313.00 (+2.31%) | |
| 2023 | $5,193.00 (+0.72%) Homeowner's exemption | $471,766 Land $80,413 Building $391,353 |
| 2022 | $5,156.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 16860 Karen Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16860 Karen Rd is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 48% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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