Santa Rosa County property record for 1686 Windpointe Cv, Gulf Breeze, FL 32563
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,312 sqft · built 1999 |
| Lot Size | 0.378 acres (16,466 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $166,200 (Dec 1999) |
| Tax Bill | $2,319 (2024) |
| Deeds & Mortgages | Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-2S-27-2313-00B00-1900 |
| Primary APN | 28-2S-27-2313-00B00-1900 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,312 sqft Heated Area |
| Gross Area | 2,941 sqft |
| 1st Floor Area | 2,796 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 16,466 sqft (0.378 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 25 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 282S27231300B001900 |
|---|---|
| Street Address | 1686 WINDPOINTE CV |
| City | GULF BREEZE |
| State | FL |
| Zip | 32563-7004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LIGHTHOUSE POINTE UNIT 1 LOT 190 BLK B AS DES IN OR 1797 PG 277 & 184 2 PG 1642 |
| Legal Range | 27W |
| Legal Township | 02S |
| Legal Section | 28 |
| Legal Subdivision | LIGHTHOUSE PT/1,2,5 |
| Legal Block | B |
| Legal Lot Number | 190 |
| Legal Unit | 1 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | MIDWAY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 10824 |
The current owner of 1686 Windpointe Cv bought it in December 1999.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1686 WINDPOINTE CV, GULF BREEZE, FL 32563-7004 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 1999 · Amount on File |
| Deed Sale | Dec 7, 1999 · Amount on File |
| Deed Document Number | 0179700277 |
| Deed Book / Page | 01797 / 00277 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 1686 WINDPOINTE CV, GULF BREEZE, FL 32563-7004 |
| Document Number | 0036440985 |
| Book / Page | 003644 / 000985 |
| Instrument Date | Jul 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1686 WINDPOINTE CV GULF BREEZE FL 325637004, GULF BREEZE, FL 32563-7004 |
| Document Number | 0036440985 |
|---|---|
| Date | Jul 20, 2017 |
| Book Page | 003644/000985 |
| Instrument | 29567 |
| Name | PEN AIR FCU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32514 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 19, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,319.00 (+7.91%) Homeowner's exemption | $199,123 (+3%) | $336,050 (-0.98%) Land $65,000 Building $271,050 |
| 2023 | $2,149.00 (+2.87%) Homeowner's exemption | $193,323 (+3%) | $339,370 (+10.4%) Land $60,000 Building $279,370 |
| 2022 | $2,089.00 Homeowner's exemption | $187,692 | $307,404 Land $55,000 Building $252,404 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1686 Windpointe Cv in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 257 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 257 in force |
| Nearby Flood Claims | 23 (2004–2024) |
| Claims Outside the SFHA | 9 of 23 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1686 Windpointe Cv is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: Ripple Broadband.
5G (outdoors only) and 4G LTE
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