1686 W Lowry St, Meridian, ID 83646 Property Records

Ada County property record for 1686 W Lowry St, Meridian, ID 83646

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,622 sqft · built 2002
Lot Size	0.195 acres (8,494 sqft)
Owner	2 Individual Names on File
Last Sale	$56,300 (Aug 2023)
Tax Bill	$1,508 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Oct 2022 Second Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`R8557190020`

Property Details

APN / Parcel Number

Primary APN	`R8557190020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,622 sqft Living Area
Gross Area	2,918 sqft
1st Floor Area	806 sqft
Upper Floors Area	816 sqft
Attic	Attic
Attic Area	319 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	8,494 sqft (0.195 acres)
Garage Type	Attached
Garage Area	763 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	74 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1686 W LOWRY ST
City	MERIDIAN
State	ID
Zip	83646-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 14 BLK 01 TUMBLE CREEK SUB NO 06
Legal Range	01W
Legal Township	03N
Legal Section	02
Legal Subdivision	TUMBLE CREEK SUB NO 06
Legal Block	01
Legal Lot Number	14
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	2
Census Block	2009
Census Tract	10352

Owner

1686 W Lowry St is owned and occupied by two individuals who bought it in August 2023.

Source: Ada County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1686 W LOWRY ST, MERIDIAN, ID 83646-1320
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Intrafamily Transfer, Transfer · Line of Credit CAPITAL EDUCATORS FCU
Oct 28, 2022	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage WESTMARK CU
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Feb 1, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 20, 2018	Intrafamily Transfer, Transfer · Line of Credit CAPITAL EDUCATORS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2023 · Amount on File
Deed Sale	Aug 23, 2023 · Amount on File
Prior Sale	Oct 28, 2022 · Amount on File
Deed Document Number	202348493
Prior Transfer Date	Oct 18, 2022
Prior Transfer Doc	0000089807
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	Aug 23, 2023
Property Address	1686 W LOWRY ST, MERIDIAN, ID 83646-1320
Document Number	0000048493
Map Reference	MB 83 PG 9164&9165
Instrument Date	Aug 18, 2023
Instrument	2023-048493
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1686 W LOWRY ST, MERIDIAN, ID 83646-1320

Mortgage

Document Number	0000048494
Date	Aug 23, 2023
Instrument	2023-048494

Lender

Name	CAPITAL EDUCATORS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	Oct 28, 2022
Property Address	1686 W LOWRY ST, MERIDIAN, ID 83646-1320
Document Number	0000089807
Map Reference	MB 83 PG 9164&9165
Instrument Date	Oct 18, 2022
Instrument	2022-089807
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1686 W LOWRY ST, MERIDIAN, ID 83646-1320

Mortgage

Document Number	0000089808
Date	Oct 28, 2022
Instrument	2022-089808

Lender

Name	WESTMARK CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	178 Months
Due	Aug 30, 2037

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	1686 W LOWRY ST, MERIDIAN, ID 83646-1320
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	TITLEONE BOISE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000178335
Date	Dec 23, 2020
Instrument	2020-178335

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	Feb 1, 2019
Property Address	1686 W LOWRY ST, MERIDIAN, ID 83646-1320
Document Number	0000008481
Instrument Date	Jan 28, 2019
Instrument	8481
Transaction Type	Transfer
Record Updated	Feb 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1686 W LOWRY ST MERIDIAN ID 836461320, MERIDIAN, ID 83646-1320

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	Nov 20, 2018
Property Address	1686 W LOWRY ST, MERIDIAN, ID 83646-1320
Document Number	0000110429
Map Reference	MB83 PG9164&9165
Instrument Date	Nov 15, 2018
Instrument	2018-110429
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	NEXTITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1686 W LOWRY ST, MERIDIAN, ID 83646-1320

Mortgage

Document Number	0000110430
Date	Nov 20, 2018
Instrument	2018-110430

Lender

Name	CAPITAL EDUCATORS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 28, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1686 W Lowry St was $1,508 with a homeowner's exemption, up 0.3% from the year before.

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,800 (+1.3%)	$465,800 (+1.3%)
2025	$1,508.00 (+0.27%) Homeowner's exemption	$459,800	$459,800
2024	$1,504.00
2023		$412,000 Land $168,000 Building $244,000	$412,000 Land $168,000 Building $244,000
2022	$2,052.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1686 W Lowry St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1686 W Lowry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fatbeam Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Anthem Broadband, Silver Star Communications, Verizon.

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