St. Johns County property record for 1686 Sandy Creek Pkwy, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,185 sqft · built 2020 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $326,500 (Aug 2020) |
| Tax Bill | $3,700 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Aug 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026485-1180 |
| Primary APN | 026485-1180 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,185 sqft Living Area |
| Gross Area | 2,626 sqft |
| 1st Floor Area | 2,185 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,969 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1686 SANDY CREEK PKWY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-9041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 95/25-31 SANDY CREEK PHASE 2C LOT 118 OR5019/481 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 21 |
| Legal Subdivision | SANDY CREEK PHASE 2C |
| Legal Phase | 2C |
| Legal Block | 1 |
| Legal Lot Number | 118 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 20904 |
1686 Sandy Creek Pkwy is owned and occupied by two individuals who bought it in August 2020.
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1686 SANDY CREEK PKWY, SAINT AUGUSTINE, FL 32095-9041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2022 | Deed of Trust, Mortgage · FHA Mortgage STOCKTON MORTGAGE CORP |
| Aug 18, 2020 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage STOCKTON MORTGAGE CORP |
| Oct 25, 2019 | Loan Modification, Mortgage BRANCH BK&TR |
| Oct 30, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2020 · Amount on File |
| Deed Sale | Aug 18, 2020 · Amount on File |
| Prior Sale | Oct 30, 2019 · Amount on File |
| Deed Document Number | 202069078 |
| Deed Book / Page | 5019 / 481 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1686 SANDY CREEK PKWY, SAINT AUGUSTINE, FL 32095-9041 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1686 SANDY CREEK PKWY, SAINT AUGUSTINE, FL 32095-9041 |
| Document Number | 0055141554 |
|---|---|
| Date | Mar 14, 2022 |
| Book Page | 5514/1554 |
| Instrument | 2022027300 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 18, 2020 |
| Property Address | 1686 SANDY CREEK PKWY, SAINT AUGUSTINE, FL 32095-9041 |
| Document Number | 0050190481 |
| Book / Page | 5019 / 481 |
| Map Reference | MB 95 PG 25-31 |
| Instrument Date | Aug 14, 2020 |
| Instrument | 2020069078 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,285.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2120 CORP SQ # BLVD3, 2120, JACKSONVILLE, FL 32216-0306 |
| Name | Verified Name |
|---|---|
| Address | 1686 SANDY CREEK PKWY, SAINT AUGUSTINE, FL 32095-9041 |
| Document Number | 5019483 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 5019/483 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1686 SANDY CREEK PKWY, SAINT AUGUSTINE, FL 32095-9041 |
| Document Number | 0048220991 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2120 CORPORATE SQUARE BLVD #7 JACKSONVILLE FL 322161976, 7, JACKSONVILLE, FL 32216-1976 |
| Investor | Possibly a Property Investor |
| Document Number | 0048220991 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 004822/000991 |
| Instrument | 81144 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | 200 W FORSYTH ST # 200, JACKSONVILLE, FL 32202-4349 |
| Amount | Amount on Record |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 30, 2019 |
| Property Address | 1686 SANDY CREEK PKWY, SAINT AUGUSTINE, FL 32095-9041 |
| Document Number | 0048220989 |
| Book / Page | 004822 / 000989 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 81143 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $504.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2120 CORPORATE SQUARE BLVD #3 JACKSONVILLE FL 322161976, 3, JACKSONVILLE, FL 32216-1976 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1686 Sandy Creek Pkwy was $3,700 with a homeowner's exemption, up 12.9% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $296,495 (+2.7%) | $392,960 (-5.67%) Land $100,000 Building $292,960 | |
| 2025 | $3,700.00 (+12.91%) Homeowner's exemption | $288,700 (+2.9%) | $416,584 (+6.72%) Land $100,000 Building $316,584 |
| 2024 | $3,277.00 (+2.02%) Homeowner's exemption | $280,564 (+3%) | $390,343 (-) Land $100,000 Building $290,343 |
| 2023 | $3,212.00 (+3.05%) Homeowner's exemption | $272,392 (+3%) | $390,343 (+14.45%) Land $100,000 Building $290,343 |
| 2022 | $3,117.00 Homeowner's exemption | $264,458 | $341,062 Land $84,000 Building $257,062 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1686 Sandy Creek Pkwy in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1686 Sandy Creek Pkwy is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures