1686 Pember Ave, Chula Vista, CA 91913 Property Records

San Diego County property record for 1686 Pember Ave, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,508 sqft · built 2009
Lot Size	0.66 acres (2,889 sqft)
Owner	2 Individual Names on File
Last Sale	$915,000 (Sep 2025)
Tax Bill	$13,728 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`644-291-23-00`

Property Details

APN / Parcel Number

Primary APN	`644-291-23-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,508 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	2,889 sqft (0.66 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1686 PEMBER AVE
City	CHULA VISTA
State	CA
Zip	91913-4318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC14RM1
Legal Description	LOT 90 TR 015282
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	015282
Legal Block	2
Legal Lot Number	90
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2031
Census Tract	13317

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1686 PEMBER AVE, CHULA VISTA, CA 91913-4318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 28, 2023	Deed of Trust, Mortgage · Commercial Mortgage FELIX M LARKIN
Sep 18, 2025	Grant Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Nov 18, 2020	Grant Deed, Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE LLC
Oct 26, 2017	Deed of Trust, Mortgage · Line of Credit NAVY FCU
May 10, 2017	Quit Claim Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2025 · Amount on File
Deed Sale	Sep 18, 2025 · Amount on File
Prior Sale	May 1, 2025 · Amount on File
Deed Document Number	2025258725
Prior Transfer Date	May 4, 2017
Prior Transfer Doc	0000208511
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1686 PEMBER AVE, CHULA VISTA, CA 91913-4318
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1686 PEMBER AVE, CHULA VISTA, CA 91913-4318

Mortgage

Document Number	0000043219
Date	Jan 28, 2022
Instrument	2022-0043219

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1686 PEMBER AVE, CHULA VISTA, CA 91913-4318
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1686 PEMBER AVE, CHULA VISTA, CA 91913-4318

Mortgage

Document Number	0000169339
Date	Jun 28, 2023
Instrument	2023-0169339

Lender

Name	FELIX M LARKIN
Type	Private Party
Address	9275 KARERLLYN DR, SANTEE, CA 92071

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 18, 2025
Property Address	1686 PEMBER AVE, CHULA VISTA, CA 91913-4318
Document Number	0000258725
Map Reference	MAP 15282
Instrument Date	Jun 12, 2025
Instrument	2025-0258725
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1686 PEMBER AVE, CHULA VISTA, CA 91913-4318

Mortgage

Document Number	0000258726
Date	Sep 18, 2025
Instrument	2025-0258726

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2040

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 18, 2020
Property Address	1686 PEMBER AVE, CHULA VISTA, CA 91913-4318
Document Number	0000731972
Map Reference	MAP 15282
Instrument Date	Sep 11, 2020
Instrument	2020-0731972
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1686 PEMBER AVE, CHULA VISTA, CA 91913-4318

Mortgage

Document Number	0000731973
Date	Nov 18, 2020
Instrument	2020-0731973

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1686 PEMBER AVE, CHULA VISTA, CA 91913-4318
Document Number	0000522893
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1686 PEMBER AVE CHULA VISTA CA 919134318, CHULA VISTA, CA 91913-4318

Mortgage

Document Number	0000522893
Date	Nov 8, 2017
Instrument	522893

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Nov 7, 2057

Interest

Rate Type	Adjustable Rate

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 10, 2017
Property Address	1686 PEMBER AVE, CHULA VISTA, CA 91913-4318
Document Number	0000208511
Instrument Date	May 4, 2017
Instrument	208511
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1686 PEMBER AVE CHULA VISTA CA 919134318, CHULA VISTA, CA 91913-4318

Mortgage

Document Number	208512
Date	May 10, 2017
Instrument	208512

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 9, 2032

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$915,000 (+32.08%) Land $486,094 Building $428,906
2025	$13,728.00 (+5.17%) Homeowner's exemption	$692,755 (+4.04%) Land $368,026 Building $324,729
2023	$13,053.00 (+3.24%) Homeowner's exemption	$665,856 Land $353,736 Building $312,120
2022	$12,643.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GeoLinks, Wyyerd Connect.

Nearby Properties on Pember Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures