1686 Oaktree Ct, Reston, VA 20194 Property Records

Fairfax County property record for 1686 Oaktree Ct, Reston, VA 20194

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 952 sqft · built 1986
Lot Size	0.024 acres (1,038 sqft)
Owner	Individual Name on Record
Last Sale	$499,000 (Jun 2026)
Tax Bill	$5,654 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0171-091B0103`

Property Details

APN / Parcel Number

Primary APN	`0171-091B0103`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	952 sqft Living Area
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,038 sqft (0.024 acres)
View / Lot	Buildable
Deck Area	184 sqft
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1686 OAKTREE CT
City	RESTON
State	VA
Zip	20194-1536
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	372
Legal Description	RESTON LT 103 BLK 1B SEC 41
Legal Subdivision	RESTON SEC 41 BLK 1A 1B
Legal Block	1B
Legal Lot Number	103
Jurisdiction	FAIRFAX VA
Township / Civil Division	HUNTER MILL
Census Block Group	3
Census Block	3002
Census Tract	480505

Owner

Source: Fairfax County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1686 OAKTREE CT, RESTON, VA 20194-1536
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Nov 3, 2025	Deed of Trust, Mortgage · Line of Credit BAXTER CU
Sep 7, 2022	Deed, Transfer · Conventional Mortgage BAXTER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2026 · Amount on Record
Deed Sale	Jun 17, 2026 · Amount on Record
Prior Sale	Sep 7, 2022 · Amount on Record
Deed Document Number	202636634
Deed Book / Page	28726 / 1373
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFAX VA
Recording Date	Jun 17, 2026
Property Address	1686 OAKTREE CT, RESTON, VA 20194-1536
Document Number	0000036634
Book / Page	28726 / 1373
Instrument Date	Jun 16, 2026
Instrument	202636634
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,399.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1686 OAKTREE CT, RESTON, VA 20194-1536

Mortgage

Document Number	0000036634,
Date	Jun 17, 2026
Book Page	28726/1378
Instrument	4202636634

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	1686 OAKTREE CT, RESTON, VA 20194-1536
Transaction Type	Mortgage
Record Updated	Nov 24, 2025
Title Company	UNKNOWN, MIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060210001
Date	Nov 3, 2025
Book Page	28534/1871
Instrument	2025060210.001

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Nov 30, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FAIRFAX VA
Recording Date	Sep 7, 2022
Property Address	1686 OAKTREE CT, RESTON, VA 20194-1536
Document Number	0065369001
Book / Page	27753 / 1104
Map Reference	MB 6264 PG 871
Instrument Date	Sep 6, 2022
Instrument	2022065369.001
Transaction Type	Transfer
Record Updated	Sep 22, 2022
Title Company	NORTHERN VIRGINIA LAND TITLE, NORTHERN VIRGINIA T&E

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1686 OAKTREE CT, RESTON, VA 20194-1536

Mortgage

Document Number	0277531106
Date	Sep 7, 2022
Instrument	27753/1106

Lender

Name	BAXTER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	10.5%
Index	1-Year CMT
Max Rate	10.5%

Tax Assessment & Valuation

Source: Fairfax County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Fairfax County
Unified School District	Fairfax County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,654.00 (+8.67%)	$470,000 (+9.65%) Land $150,000 Building $320,000	$470,000 (+9.65%) Land $150,000 Building $320,000
2024	$5,203.00 (+3.28%)
2023	$5,038.00	$428,640 Land $140,000 Building $288,640	$428,640 Land $140,000 Building $288,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFAX COUNTY WATER AUTHORITY serves 1,121,613 people · EPA ID VA6059501
Water Source	Surface water
Last State Inspection	Mar 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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