1686 Jackson Creek Dr, Stem, NC 27581 Property Records

Granville County property record for 1686 Jackson Creek Dr, Stem, NC 27581

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,110 sqft · built 2002
Lot Size	2.19 acres (95,396 sqft)
Owner	2 Individual Names on File
Last Sale	$174,000 (Dec 2003)
Tax Bill	$2,247 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jun 2021 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`17624-21993301`

Property Details

APN / Parcel Number

Primary APN	`17624-21993301`
Alternative APNs	`098000963418` `098000 038` `21993301`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,110 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	95,396 sqft (2.19 acres)
Garage Type	Unfinished
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	210 sqft
Deck Area	20 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	21993301
Street Address	1686 JACKSON CREEK DR
City	STEM
State	NC
Zip	27581-9234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR40
Legal Description	ACS & HSE 38 CEDAR RIDGE
Legal Subdivision	CEDAR RDG FARMS
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	4
Census Block	4004
Census Tract	970701

Owner

1686 Jackson Creek Dr is owned and occupied by two individuals who bought it in December 2003.

Source: Granville County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1686 JACKSON CREEK DR, STEM, NC 27581-9234
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit TRUIST BANK A NORTH CAROLIN
Jun 16, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jan 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2003 · Amount on File
Deed Sale	Dec 30, 2003 · Amount on File
Deed Book / Page	1009 / 778
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	1686 JACKSON CREEK DR, STEM, NC 27581-9234
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1686 JACKSON CREEK DR, STEM, NC 27581-9234

Mortgage

Document Number	0002051/47
Date	Dec 1, 2025
Book Page	2051/47

Lender

Name	TRUIST BANK A NORTH CAROLIN
Address	PO BOX 1290, WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	1686 JACKSON CREEK DR, STEM, NC 27581-9234
Transaction Type	Mortgage
Record Updated	Jul 2, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1686 JACKSON CREEK DR, STEM, NC 27581-9234

Mortgage

Document Number	1845/856
Date	Jun 16, 2021
Book Page	1845/856

Lender

Name	TRUIST BANK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	1686 JACKSON CREEK DR, STEM, NC 27581-9234
Transaction Type	Mortgage
Record Updated	May 17, 2021
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1837/707
Date	May 4, 2021
Book Page	1837/707

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	1686 JACKSON CREEK DR, STEM, NC 27581-9234
Transaction Type	Mortgage
Record Updated	Dec 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1672/865
Date	Jan 19, 2018
Book Page	1672/865

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1686 Jackson Creek Dr was $2,247.

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,238 (-) Land $39,638 Building $269,600
2025	$2,247.00	$309,238 Land $39,638 Building $269,600	$309,238 (-) Land $39,638 Building $269,600
2024			$309,238 (+49.57%) Land $39,638 Building $269,600
2023	$1,951.00 (+1.09%)	$206,756 (-) Land $27,993 Building $178,763	$206,756 (-) Land $27,993 Building $178,763
2022	$1,930.00	$206,756 Land $27,993 Building $178,763	$206,756 Land $27,993 Building $178,763

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1686 Jackson Creek Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1686 Jackson Creek Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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