1686 Frank St, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 1686 Frank St, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	4,424 sqft · built 2003
Lot Size	0.503 acres (21,902 sqft)
Owner	2 Individual Names on File
Last Sale	$1,145,000 (Jan 2022)
Tax Bill	$29,755 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage May 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-00406-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`05-00406-0000-00003`
Alternative APNs	`050040600003` `00010522`

Interior

Building Area	4,424 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	21,902 sqft (0.503 acres)
Lot Dimensions	219 ft deep x 100 ft wide

Location & Zoning

Account Number	00010522
Street Address	1686 FRANK ST
City	EDISON
State	NJ
Zip	08820-1030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	100X219
Legal Subdivision	VAL HALLA REALTY & IMPROV
Legal Block	406
Legal Lot Number	3
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	2
Census Block	2001
Census Tract	1412

Owner

1686 Frank St is owned and occupied by two individuals who bought it in January 2022.

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1686 FRANK ST, EDISON, NJ 08820-1030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed, Transfer · Conventional Mortgage ALLY CAPITAL CORP
May 4, 2021	Deed of Trust, Mortgage · Line of Credit AMERICAN INVESTORS BANK & MORTGAGE
Jan 25, 2019	Grant Deed, Transfer ATTORNEY ONLY
Dec 12, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2022 · Amount on File
Deed Sale	Jan 26, 2022 · Amount on File
Deed Document Number	202211077
Deed Book / Page	18805 / 779
Prior Transfer Date	Nov 21, 2018
Prior Transfer Doc	0000105728
Record Updated	Sep 20, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 26, 2022
Property Address	1686 FRANK ST, EDISON, NJ 08820-1030
Document Number	0000011077
Book / Page	18805 / 779
Instrument Date	Dec 30, 2021
Instrument	2022011077
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	NOT AVAILABLE, MEMBERS ALLIANCE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,111.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	449 THISTLEY LN, 449, CHESAPEAKE, VA 23322-2463

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1686 FRANK ST, EDISON, NJ 08820-1030

Mortgage

Document Number	0000011078
Date	Jan 26, 2022
Instrument	2022011078

Lender

Name	ALLY CAPITAL CORP
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	1686 FRANK ST, EDISON, NJ 08820-1030
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	PRIORITY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021061132
Date	May 4, 2021
Book Page	18428/1463
Instrument	2021061132

Lender

Name	AMERICAN INVESTORS BANK & MORTGAGE
Type	Bank
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 25, 2019
Property Address	1686 FRANK ST, EDISON, NJ 08820-1030
Document Number	0000006223
Book / Page	017407 / 000965
Instrument Date	Nov 26, 2018
Instrument	6223
Transaction Type	Transfer
Record Updated	Feb 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1624 FRANK ST EDISON NJ 08820, EDISON, NJ 08820

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Dec 12, 2018
Property Address	1686 FRANK ST, EDISON, NJ 08820-1030
Document Number	0000105728
Book / Page	017373 / 000657
Instrument Date	Nov 21, 2018
Instrument	105728
Transaction Type	Transfer
Record Updated	Dec 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	17 WRIGHT ST EDISON NJ 088201018, EDISON, NJ 08820-1018

Tax Assessment & Valuation

The 2025 property tax bill for 1686 Frank St was $29,755, up 3.8% from the year before.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$500,000 (-) Land $110,000 Building $390,000	$500,000 (-) Land $110,000 Building $390,000
2025	$29,755.00 (+3.82%)	$500,000 Land $110,000 Building $390,000	$500,000 Land $110,000 Building $390,000
2024	$28,660.00
2023		$500,000 Land $110,000 Building $390,000	$500,000 Land $110,000 Building $390,000
2022	$28,525.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1686 Frank St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (1996–2025)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1686 Frank St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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