1686 Cedarview Dr, Saint Cloud, WI 53079 Property Records

Fond Du Lac County property record for 1686 Cedarview Dr, Saint Cloud, WI 53079

Property Summary

Property Type	Single Family Home
Lot Size	0.692 acres (30,144 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,690 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`V08-16-19-99-SV-125-00`

Property Details

APN / Parcel Number

Primary APN	`V08-16-19-99-SV-125-00`

Exterior

Lot Area	30,144 sqft (0.692 acres)

Location & Zoning

Street Address	1686 CEDARVIEW DR
City	SAINT CLOUD
State	WI
Zip	53079-1465
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S25 T16N R19E LOT 2, CSM 8678 REC AS DOC 1156188 LOC IN STONE RIDGE ESTATES
Legal Range	19E
Legal Township	16N
Legal Section	25
Legal Lot Number	2
Jurisdiction	FOND DU LAC WI
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2012
Census Tract	42100

Owner

Source: Fond Du Lac County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1686 CEDARVIEW DR, SAINT CLOUD, WI 53079-1465
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIVE POINTS BANK OF HASTINGS
Jul 6, 2021	Deed of Trust, Mortgage · Line of Credit FIVE POINTS BANK OF HASTINGS
Jan 31, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	1686 CEDARVIEW DR, SAINT CLOUD, WI 53079-1465
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001135046
Date	Aug 17, 2020
Instrument	1135046

Lender

Name	FIVE POINTS BANK OF HASTINGS
Type	Bank
Address	FOND DU LAC, WI 54935

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	1686 CEDARVIEW DR, SAINT CLOUD, WI 53079-1465
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1686 CEDARVIEW DR, SAINT CLOUD, WI 53079-1465

Mortgage

Document Number	0001154171
Date	Jul 6, 2021
Instrument	1154171

Lender

Name	FIVE POINTS BANK OF HASTINGS
Type	Bank
Address	SAINT CLOUD, WI 53079

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 6, 2026

January 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Jan 31, 2022
Property Address	1686 CEDARVIEW DR, SAINT CLOUD, WI 53079-1465
Document Number	0001165752
Map Reference	DOC 1156188
Instrument Date	Jan 28, 2022
Instrument	1165752
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	St. Cloud Village
Unified School District	New Holstein School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,690.00 (+5.35%)	$234,500 (-) Land $26,900 Building $207,600	$366,692 (+18.97%) Land $42,064 Building $324,628
2023	$4,452.00 Homeowner's exemption	$234,500 Land $26,900 Building $207,600	$308,226 Land $35,357 Building $272,869

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CLOUD WATERWORKS serves 471 people · EPA ID WI4200477
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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