1686 Banbury Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 1686 Banbury Ln, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,347 sqft · built 2006
Lot Size	0.329 acres (14,340 sqft)
Owner	Individual Name on File
Last Sale	$149,480 (Aug 2021)
Tax Bill	$2,254 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-08-09-0-00051-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-08-09-0-00051-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,347 sqft Adjusted Area
1st Floor Area	1,890 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	14,340 sqft (0.329 acres)
Lot Dimensions	139 ft deep x 80 ft wide
Patio Area	104 sqft

Location & Zoning

Street Address	1686 BANBURY LN
City	HERNANDO
State	MS
Zip	38632-8067
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	NOTTING HILL SEC A LOT 51
Legal Range	007
Legal Township	03S
Legal Section	08
Legal Subdivision	NOTTING HILL SEC A
Legal Lot Number	51
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3039
Census Tract	71001

Owner

1686 Banbury Ln is owned and occupied by an individual who bought it in August 2021.

Source: DeSoto County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1686 BANBURY LN, HERNANDO, MS 38632-8067
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2021 · Amount on File
Deed Sale	Aug 31, 2021 · Amount on File
Prior Sale	Aug 1, 2013 · Amount on File
Deed Document Number	2021
Deed Book / Page	969 / 681
Prior Transfer Date	Jun 21, 2021
Prior Transfer Doc	0969000681
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Aug 31, 2021
Property Address	1686 BANBURY LN, HERNANDO, MS 38632-8067
Document Number	000969/681
Book / Page	969 / 681
Map Reference	MB 92 PG 30
Instrument Date	Jun 21, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11410 HICKORY DR, 11410, HERNANDO, MS 38632-4139

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1686 BANBURY LN, HERNANDO, MS 38632-8067

Mortgage

Document Number	0005331694
Date	Aug 31, 2021
Instrument	5331/694

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2041

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,254.00 (+16.91%)	$21,840 (+36.58%) Land $3,000 Building $18,840	$218,395 (+36.57%) Land $30,000 Building $188,395
2023	$1,928.00	$15,991	$159,914 Land $30,000 Building $129,914

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1686 Banbury Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1686 Banbury Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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