1686 7th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1686 7th St E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1920
Lot Size	0.105 acres (4,560 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Jul 2022)
Tax Bill	$3,286 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2020 Sale & Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`27-29-22-44-0197`

Property Details

APN / Parcel Number

Primary APN	`27-29-22-44-0197`
Alternative APNs	`8429814` `480823`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Asbestos
Lot Area	4,560 sqft (0.105 acres)
Lot Dimensions	114 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	480823
Street Address	1686 7TH ST E
City	SAINT PAUL
State	MN
Zip	55106-4204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J. N. ROGERS 4TH ADDITION LOT 9 BLK 1
Legal Range	22
Legal Township	29
Legal Section	27
Legal Subdivision	J. N. ROGERS 4TH ADDITION
Legal Block	1
Legal Lot Number	9
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3001
Census Tract	31801

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1686 7TH ST E, SAINT PAUL, MN 55106-4204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 17, 2020	Warranty Deed, Construction Loan · Construction Mortgage ALLIED FNDG
Mar 6, 2020	Warranty Deed, Transfer · VA Mortgage TRADITION MTG
Jul 30, 2019	Warranty Deed, Transfer HOME VESTORS INV
Jul 19, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2022 · Amount on Record
Deed Sale	Jul 26, 2022 · Amount on Record
Prior Sale	Mar 6, 2020 · Amount on Record
Deed Document Number	20222737382
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1686 7TH ST E, SAINT PAUL, MN 55106-4204
Transaction Type	Mortgage
Record Updated	Jul 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04993155
Date	Jun 29, 2023
Instrument	A04993155

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

April 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 17, 2020
Property Address	1686 7TH ST E, SAINT PAUL, MN 55106-4204
Document Number	0002663636
Instrument Date	Apr 16, 2020
Instrument	2663636
Transaction Type	Construction Loan
Record Updated	May 8, 2020
Title Company	BANKERS TITLE CORPORATION, BANKERS TITLE CORP.

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$464.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	999 SMITH AVE S WEST ST PAUL MN 551181129, WEST ST PAUL, MN 55118-1129

Mortgage

Document Number	2663637
Date	Apr 17, 2020
Instrument	2663637

Lender

Name	ALLIED FNDG
Type	Funding / Finance Company
Address	MINNEAPOLIS, MN 55410

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 16, 2021

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 6, 2020
Property Address	1686 7TH ST E, SAINT PAUL, MN 55106-4204
Document Number	0004801045
Instrument Date	Jan 7, 2020
Instrument	4801045
Transaction Type	Transfer
Record Updated	Apr 13, 2020
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$513.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1686 7TH ST E ST PAUL MN 551064204, ST PAUL, MN 55106-4204

Mortgage

Document Number	4801046
Date	Mar 6, 2020
Instrument	4801046

Lender

Name	TRADITION MTG
Type	Mortgage Company
Address	LAKEVILLE, MN 55044

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 30, 2019
Property Address	1686 7TH ST E, SAINT PAUL, MN 55106-4204
Document Number	0004766353
Instrument Date	Jul 12, 2019
Instrument	4766353
Transaction Type	Transfer
Record Updated	Aug 12, 2019
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$265.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	999 SMITH AVE S WEST ST PAUL MN 551181129, WEST ST PAUL, MN 55118-1129

Mortgage

Document Number	4766354
Date	Jul 30, 2019
Instrument	4766354

Lender

Name	HOME VESTORS INV
Type	MERS
Address	DALLAS, TX 75206

Agreement

Amount	Amount Recorded

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 19, 2018
Property Address	1686 7TH ST E, SAINT PAUL, MN 55106-4204
Document Number	0004718754
Instrument Date	Jul 19, 2018
Instrument	4718754
Transaction Type	Foreclosure
Record Updated	Jul 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$170.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3383 LABORE RD VADNAIS HEIGHTS MN 551105157, VADNAIS HEIGHTS, MN 55110-5157

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,200 (+2.59%) Land $30,000 Building $172,200	$202,200 (+2.59%) Land $30,000 Building $172,200
2025	$3,286.00 (+21.79%) Homeowner's exemption	$197,100 (+16.49%) Land $25,000 Building $172,100	$197,100 (+16.49%) Land $25,000 Building $172,100
2024	$2,698.00 (-13.8%)
2023	$3,130.00 Homeowner's exemption	$169,200 Land $20,000 Building $149,200	$169,200 Land $20,000 Building $149,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 750 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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