16852 65th Ave, Milaca, MN 56353 Property Records

Mille Lacs County property record for 16852 65th Ave, Milaca, MN 56353 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,896 sqft
Lot Size	11.5 acres (502,247 sqft)
Owner	Individual Name on File
Last Sale	$219,000 (May 2018)
Tax Bill	$4,742 (2026)
Deeds & Mortgages	Oct 2023 Second Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-014-0300`

Property Details

APN / Parcel Number

Primary APN	`02-014-0300`

Interior

Building Area	2,896 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	502,247 sqft (11.5 acres)
Garage Area	1 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	416 sqft

Location & Zoning

Street Address	16852 65TH AVE
City	MILACA
State	MN
Zip	56353-3530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW OF NE, N OF RR & LESS HY EX N 1/2 OF N 1/2 OF NW OF NE 14 38 26 11.53
Legal Range	26
Legal Township	38
Legal Section	14
Jurisdiction	MILLE LACS MN
Township / Civil Division	BORGHOLM
Census Block Group	1
Census Block	1005
Census Tract	170400

Owner

Source: Mille Lacs County records · APN 02-014-0300

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16852 65TH AVE, MILACA, MN 56353-3530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPIRE CU
Nov 06, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU
May 15, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 15, 2018 · Amount on Record
Deed Sale	May 15, 2018 · Amount on Record
Prior Sale	Feb 02, 2012 · Amount on Record
Deed Document Number	2018406149
Prior Transfer Date	Oct 04, 2005
Prior Transfer Doc	326480
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	16852 65TH AVE, MILACA, MN 56353-3530
Transaction Type	Mortgage
Record Updated	Nov 15, 2023
Title Company	US TITLE, CU TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A438356
Date	Oct 17, 2023
Instrument	A438356

Lender

Name	SPIRE CU
Type	Credit Union
Address	SAINT PAUL, MN 55113

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Sep 15, 2043

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	16852 65TH AVE, MILACA, MN 56353-3530
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A420376
Date	Nov 06, 2020
Instrument	A420376

Lender

Name	SPIRE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2035

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	May 15, 2018
Property Address	16852 65TH AVE, MILACA, MN 56353-3530
Document Number	A406149
Instrument Date	May 11, 2018
Instrument	A406149
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$722.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16852 65TH AVE, MILACA, MN 56353-3530

Mortgage

Document Number	A406150
Date	May 15, 2018
Instrument	A406150

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Borgholm Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,742.00 (-6.06%)
2025	$5,048.00 (-5.68%) Homeowner's exemption	$383,200 (-6.7%) Land $103,800 Building $279,400	$383,200 (-6.7%) Land $103,800 Building $279,400
2023	$5,352.00	$410,700 Land $67,100 Building $343,600	$410,700 Land $67,100 Building $343,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270951704001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 72% of Minnesota
Wildfire Likelihood	About 1 in 1,695 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Benton Cooperative Telephone Company	Fiber	250 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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