16851 Rd J, Ottawa, OH 45875 Property Records

Putnam County property record for 16851 Rd J, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,280 sqft · built 1966
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Feb 2018)
Tax Bill	$2,251 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-032120.0100`

Property Details

APN / Parcel Number

Primary APN	`09-032120.0100`

Interior

Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,280 sqft Living Area
1st Floor Area	2,280 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	16851 ROAD J
City	OTTAWA
State	OH
Zip	45875-9440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1N 6E 21 WMDPT N NW
Legal Range	6E
Legal Township	1N
Legal Section	21
Jurisdiction	PUTNAM OH
Township / Civil Division	GREENSBURG
Census Block Group	4
Census Block	4132
Census Tract	30200

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16851 ROAD J, OTTAWA, OH 45875-9440
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Warranty Deed, Transfer · Conventional Mortgage THE UNION BANK CO
Jan 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage THE UNION BANK CO
Dec 23, 2019	Intrafamily Transfer, Transfer
Jan 8, 2020	Re-recorded Document
Feb 26, 2018	Fiduciary Deed, Transfer · Conventional Mortgage THE UNION BANK CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2018 · Amount on Record
Deed Sale	Feb 26, 2018 · Amount on Record
Deed Document Number	2018784
Deed Book / Page	696 / 2223
Last Transfer Date	Dec 10, 2024
Transfer Doc	000771/883
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Jun 22, 2023
Property Address	16851 ROAD J, OTTAWA, OH 45875-9440
Document Number	000757/824
Book / Page	757 / 824
Instrument Date	Jun 8, 2023
Instrument	202300002154
Transaction Type	Transfer
Record Updated	Aug 1, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16851 ROAD J, OTTAWA, OH 45875-9440

Mortgage

Document Number	202300002155
Date	Jun 22, 2023
Instrument	202300002155

Lender

Name	THE UNION BANK CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2038

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM OH
Recording Date	Jan 28, 2020
Property Address	16851 ROAD J, OTTAWA, OH 45875-9440
Document Number	717/0047
Book / Page	717 / 0047
Instrument Date	Jan 23, 2020
Instrument	202000000346
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16851 ROAD J, OTTAWA, OH 45875-9440

Mortgage

Document Number	202000000347
Date	Jan 28, 2020
Instrument	202000000347

Lender

Name	THE UNION BANK CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2035

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM OH
Recording Date	Dec 23, 2019
Property Address	16851 ROAD J, OTTAWA, OH 45875-9440
Document Number	716/0162
Book / Page	716 / 0162
Instrument Date	Dec 23, 2019
Instrument	201900005274
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16851 ROAD J, OTTAWA, OH 45875-9440

January 2020: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	PUTNAM OH
Recording Date	Jan 8, 2020
Property Address	16851 ROAD J, OTTAWA, OH 45875-9440
Document Number	716/1369
Book / Page	716 / 1369
Instrument Date	Dec 23, 2019
Instrument	202000000117
Record Updated	Sep 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16851 ROAD J, OTTAWA, OH 45875-9440

February 2018: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	PUTNAM OH
Recording Date	Feb 26, 2018
Property Address	16851 ROAD J, OTTAWA, OH 45875-9440
Document Number	696/2223
Book / Page	696 / 2223
Instrument Date	Feb 21, 2018
Instrument	201800000784
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	16851 ROAD J, OTTAWA, OH 45875-9440

Mortgage

Document Number	201800000786
Date	Feb 26, 2018
Instrument	201800000786

Lender

Name	THE UNION BANK CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Greensburg Township
Unified School District	Kalida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,251.00 (+2.46%) Homeowner's exemption	$71,490 (-) Land $6,300 Building $65,190	$204,260 (-) Land $18,000 Building $186,260
2024	$2,197.00 (-8.15%) Homeowner's exemption	$71,490 (+34.51%) Land $6,300 Building $65,190
2023	$2,392.00 (+20.32%) Homeowner's exemption Additional exemption filed	$53,150 (-) Land $4,870 Building $48,280	$204,260 (+34.51%) Land $18,000 Building $186,260
2022	$1,988.00	$53,150 Land $4,870 Building $48,280
2020			$151,850 Land $13,910 Building $137,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2007)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kalida Telephone Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: HDER Link, MetaLINK Technologies.

Cell Coverage

5G (outdoors only) and 4G LTE

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