1685 Mill St, Apt 304, Des Plaines, IL 60016 Property Records

Cook County property record for 1685 Mill St, Apt 304, Des Plaines, IL 60016

Property Summary

Property Type	Condominium
Details	2 bd · built 1997
Lot Size	0.921 acres (40,100 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Nov 2023)
Tax Bill	$4,416 (2023)
Deeds & Mortgages	Oct 2024 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`09-16-304-018-1014`

Property Details

APN / Parcel Number

Primary APN	`09-16-304-018-1014`

Interior

Bedrooms	2 Beds
Units	76 Units

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Condo/Apartment
Lot Area	40,100 sqft (0.921 acres)

Location & Zoning

Street Address	1685 MILL ST, 304
City	DES PLAINES
State	IL
Zip	60016-4720
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Range	12E
Legal Township	41N
Legal Section	16
Legal Subdivision	MILL RUN CONDO
Jurisdiction	COOK IL
Township / Civil Division	MAINE
Census Block Group	2
Census Block	2004
Census Tract	805901

Owner

1685 Mill St, Apt 304 is owned by an individual who bought it in November 2023.

Source: Cook County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1460 FAIRLANE DR, 311, SCHAUMBURG, IL 60193-3530
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2024	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS
Nov 16, 2023	Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2023 · Amount on File
Deed Sale	Nov 16, 2023 · Amount on File
Prior Sale	Mar 8, 1996
Deed Document Number	20236038
Prior Transfer Date	Feb 22, 1996
Prior Transfer Doc	0000000871
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1685 MILL ST APT 304, 304, DES PLAINES, IL 60016-4720
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1685 MILL ST 304, 304, DES PLAINES, IL 60016-4720

Mortgage

Document Number	0027510012
Date	Oct 1, 2024
Instrument	2427510012

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.5%

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Nov 16, 2023
Property Address	1685 MILL ST APT 304, 304, DES PLAINES, IL 60016-4720
Document Number	0032006038
Map Reference	DOC 95806568
Instrument Date	Nov 9, 2023
Instrument	2332006038
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1685 MILL ST APT 304, 304, DES PLAINES, IL 60016-4720

Mortgage

Document Number	0032006039
Date	Nov 16, 2023
Instrument	2332006039

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Maine Township
Municipality	Des Plaines City
Elementary School District	Des Plaines Community Consolidated School District 62 (PK - 08)
Secondary School District	Maine Township High School District 207 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,071 Land $744 Building $24,327	$250,710 Land $7,440 Building $243,270
2023	$4,416.00 (+185.46%)
2022	$1,547.00 (-14.06%)	$22,718 (+46.64%) Land $660 Building $22,058	$227,180 (+46.64%) Land $6,600 Building $220,580
2021	$1,800.00 Homeowner's exemption Senior Citizen's exemption	$15,492 Land $536 Building $14,956	$154,920 Land $5,360 Building $149,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1685 Mill St, Apt 304 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 36 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	522 units insured incl. 486 condo units
Nearby Flood Claims	220 (1979–2020)
Claims Outside the SFHA	25 of 220
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 23 claims Severe Storms And Flooding, Sep 2008 · 48 claims Severe Storms & Flooding, Aug 1987 · 50 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1685 Mill St, Apt 304 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES PLAINES serves 60,675 people · EPA ID IL0310630
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Zentro.

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