1685 Michael Ave, Stockton, CA 95206 Property Records

San Joaquin County property record for 1685 Michael Ave, Stockton, CA 95206

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,566 sqft · built 2007
Lot Size	0.358 acres (15,600 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Mar 2010)
Tax Bill	$3,207 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Jul 2022 Mortgage + 5 more
Flood Zone	Zone A (high risk)
APN	`177-440-040-000`

Property Details

APN / Parcel Number

Primary APN	`177-440-040-000`
Alternative APN	`177-440-04`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,566 sqft Living Area
1st Floor Area	1,566 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Wood
Lot Area	15,600 sqft (0.358 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	177-440-04
Street Address	1685 MICHAEL AVE
City	STOCKTON
State	CA
Zip	95206-3550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	06-FM PT OF 177-230-01 PER MALISA MANOR
Legal Subdivision	MALISA MANOR
Legal Block	2
Legal Lot Number	4
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	STOCKTON
Census Block Group	2
Census Block	2002
Census Tract	2800

Owner

1685 Michael Ave is owned and occupied by an individual who acquired it in October 2018.

Source: San Joaquin County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1685 MICHAEL AVE, STOCKTON, CA 95206-3550
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 15, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Nov 21, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 29, 2024	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
May 18, 2020	Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV
Oct 11, 2018	Quit Claim Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2010 · Amount on File
Deed Sale	Mar 31, 2010 · Amount on File
Prior Sale	Nov 20, 2009 · Amount on File
Deed Document Number	201045026
Last Transfer Date	Oct 1, 2018
Transfer Doc	0000112996
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 7, 2026
Property Address	1685 MICHAEL AVE, STOCKTON, CA 95206-3550
Document Number	0000090604
Instrument Date	Oct 1, 2026
Instrument	202690604
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1685 MICHAEL AVE, STOCKTON, CA 95206-3550

Mortgage

Document Number	0000090604,
Date	Oct 7, 2026
Instrument	202690604

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1685 MICHAEL AVE, STOCKTON, CA 95206-3550
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1685 MICHAEL AVE, STOCKTON, CA 95206-3550

Mortgage

Document Number	0000086223
Date	Jul 15, 2022
Instrument	2022-086223

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	May 1, 2050

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1685 MICHAEL AVE, STOCKTON, CA 95206-3550
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1685 MICHAEL AVE, STOCKTON, CA 95206-3550

Mortgage

Document Number	0000105637
Date	Nov 21, 2025
Instrument	2025-105637

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2050

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1685 MICHAEL AVE, STOCKTON, CA 95206-3550
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1685 MICHAEL AVE, STOCKTON, CA 95206-3550

Mortgage

Document Number	0000062970
Date	Jul 29, 2024
Instrument	2024-062970

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2044

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN JOAQUIN CA
Property Address	1685 MICHAEL AVE, STOCKTON, CA 95206-3550
Document Number	0000058096
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1685 MICHAEL AVE STOCKTON CA 952063550, STOCKTON, CA 95206-3550

Mortgage

Document Number	0000058096
Date	May 18, 2020
Instrument	58096

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 17, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1685 MICHAEL AVE, STOCKTON, CA 95206-3550
Document Number	0000062228
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1685 MICHAEL AVE STOCKTON CA 952063550, STOCKTON, CA 95206-3550

Mortgage

Document Number	0000062228
Date	May 28, 2020
Instrument	62228

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 27, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 11, 2018
Property Address	1685 MICHAEL AVE, STOCKTON, CA 95206-3550
Document Number	0000112996
Instrument Date	Oct 1, 2018
Instrument	112996
Transaction Type	Transfer
Record Updated	Jun 3, 2020
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1685 MICHAEL AVE STOCKTON CA 952063550, STOCKTON, CA 95206-3550

Mortgage

Document Number	112997
Date	Oct 11, 2018
Instrument	112997

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1685 Michael Ave was $3,207 with a homeowner's exemption, up 4.6% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Stockton City
Unified School District	Stockton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,207.00 (+4.63%)
2025	$3,065.00 Homeowner's exemption	$154,884 Land $38,719 Building $116,165
2023	$2,919.00 (+8.03%) Homeowner's exemption	$148,871 Land $37,216 Building $111,655	$304,110
2022	$2,702.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1685 Michael Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1685 Michael Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - STOCKTON private · serves 182,775 people · EPA ID CA3910001
Water Source	Purchased surface water from STOCKTON EAST WATER DISTRICT
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies.

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