1685 Marshall St, Henderson, KY 42420 Property Records

Henderson County property record for 1685 Marshall St, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,247 sqft · built 1957
Lot Size	0.2 acres (8,750 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Dec 2025)
Tax Bill	$1,885 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46A-88`

Property Details

APN / Parcel Number

Primary APN	`46A-88`
Alternative APNs	`22520` `51945` `51941`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,247 sqft Finished Area

Exterior

Year Built	Built 1957
Exterior Material	Stone
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,750 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	348 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	51941
Street Address	1685 MARSHALL ST
City	HENDERSON
State	KY
Zip	42420-4379
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Legal Subdivision	HUBBARDS ADDITION
Legal Lot Number	16
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	1
Census Block	1004
Census Tract	20602

Owner

1685 Marshall St is owned and occupied by an individual who bought it in December 2025.

Source: Henderson County records, as of December 11, 2025

Owner of Record	Individual Name on File
Mailing Address	1685 MARSHALL ST, HENDERSON, KY 42420-4379
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed, Transfer · FHA Mortgage LIBERTY FCU
Apr 17, 2023	Deed, Transfer · Conventional Mortgage FIELD & MAIN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2025 · Amount on File
Deed Sale	Dec 3, 2025 · Amount on File
Prior Sale	Apr 17, 2023 · Amount on File
Deed Document Number	2025011786
Deed Book / Page	RE687 / 429
Record Updated	Jun 8, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Dec 3, 2025
Property Address	1685 MARSHALL ST, HENDERSON, KY 42420-4379
Document Number	0RE687/429
Book / Page	RE687 / 429
Instrument Date	Nov 26, 2025
Instrument	2025011786
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	261 LAKECREST RD, HENDERSON, KY 42420-8206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1685 MARSHALL ST, HENDERSON, KY 42420-4379

Mortgage

Document Number	2025011787
Date	Dec 3, 2025
Instrument	2025011787

Lender

Name	LIBERTY FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Apr 17, 2023
Property Address	1685 MARSHALL ST, HENDERSON, KY 42420-4379
Document Number	0RE666/513
Book / Page	RE666 / 513
Map Reference	MB 186 PG 345
Instrument Date	Apr 17, 2023
Instrument	2023003390
Transaction Type	Transfer
Record Updated	May 4, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7134 AIRLINE RD, HENDERSON, KY 42420-9560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1685 MARSHALL ST, HENDERSON, KY 42420-4379

Mortgage

Document Number	2023003391
Date	Apr 17, 2023
Instrument	2023003391

Lender

Name	FIELD & MAIN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1685 Marshall St was $1,885.

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,885.00	$170,000	$170,000
2023	$1,660.00 (+89.71%)	$148,500 (+87.97%)	$148,500 (+87.97%)
2022	$875.00	$79,000	$79,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1685 Marshall St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	162 (1979–2012)
Claims Outside the SFHA	2 of 162
Most Recent Claim	Sep 2012 · rainfall accumulation
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1685 Marshall St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

Nearby Properties on Marshall St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures