Pasco County property record for 1685 Leaf Flower Ln, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,988 sqft · built 2020 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $410,590 (Mar 2020) |
| Tax Bill | $10,695 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-26-18-0070-00300-0070 |
| Primary APN | 34-26-18-0070-00300-0070 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,988 sqft Living Area |
| Gross Area | 3,387 sqft |
| 1st Floor Area | 2,115 sqft |
| Upper Floors Area | 873 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Pool Area | 240 sqft |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1685 LEAF FLOWER LN |
|---|---|
| City | LUTZ |
| State | FL |
| Zip | 33558-2339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | MORSANI PHASE 1 PB 75 PG 053 BLOCK 3 LOT 7 |
| Legal Range | 18E |
| Legal Township | 26S |
| Legal Section | 34 |
| Legal Subdivision | MORSANI |
| Legal Tract | 70 |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | NEW PORT RICHEY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 31605 |
Source: Pasco County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1685 LEAF FLOWER LN, LUTZ, FL 33558-2339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC |
| May 12, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Apr 30, 2021 | Intrafamily Transfer, Transfer NATIONAL CLOSING SOLUTIONS |
| Mar 20, 2020 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage M&I FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2020 · Amount on Record |
| Deed Sale | Mar 20, 2020 · Amount on Record |
| Deed Document Number | 202049676 |
| Deed Book / Page | 10073 / 3682 |
| Last Transfer Date | Oct 4, 2024 |
| Transfer Doc | 0111010378 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 1685 LEAF FLOWER LN, LUTZ, FL 33558-2339 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2024 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 1685 LEAF FLOWER LN, LUTZ, FL 33558-2339 |
| Document Number | 0103361664 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 10336/1664 |
| Instrument | 2021088389 |
| Name | LOANPAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 1685 LEAF FLOWER LN, LUTZ, FL 33558-2339 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0101001959 |
|---|---|
| Date | May 12, 2020 |
| Book Page | 10100/1959 |
| Instrument | 2020076138 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 11, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Apr 30, 2021 |
| Property Address | 1685 LEAF FLOWER LN, LUTZ, FL 33558-2339 |
| Document Number | 0103361645 |
| Book / Page | 10336 / 1645 |
| Map Reference | MB 75 PG 53-61 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 2021088385 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1685 LEAF FLOWER LN, LUTZ, FL 33558-2339 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Mar 20, 2020 |
| Property Address | 1685 LEAF FLOWER LN, LUTZ, FL 33558-2339 |
| Document Number | 0100733682 |
| Book / Page | 010073 / 003682 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 49676 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 5, 2020 |
| Title Company | M/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,875.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1685 LEAF FLOWER LN LUTZ FL 335582339, LUTZ, FL 33558-2339 |
| Document Number | 100733684 |
|---|---|
| Date | Mar 20, 2020 |
| Book Page | 010073/003684 |
| Instrument | 49677 |
| Name | M&I FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 19, 2035 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $470,720 (+2.9%) | $586,483 (-2.21%) Land $104,760 Building $481,723 | |
| 2025 | $10,695.00 (+2.39%) | $457,460 (+5.98%) Land $104,760 Building $352,700 | $599,766 (-2.77%) Land $104,760 Building $495,006 |
| 2024 | $10,445.00 (+2.32%) | ||
| 2023 | $10,208.00 (+9.52%) Additional exemption filed | $431,630 (+3.27%) Land $71,280 Building $360,350 | $616,862 (+27.1%) Land $71,280 Building $545,582 |
| 2022 | $9,321.00 Homeowner's exemption | $417,980 Land $59,400 Building $358,580 | $485,332 Land $59,400 Building $425,932 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 158 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 187 units insured incl. 29 condo units |
| Nearby Flood Claims | 21 (1997–2024) |
| Claims Outside the SFHA | 2 of 21 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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