Ramsey County property record for 1685 Hillcrest Ave, Saint Paul, MN 55116
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,045 sqft · built 1947 |
| Lot Size | 0.171 acres (7,440 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $325,000 (Jun 2001) |
| Tax Bill | $10,072 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-28-23-11-0097 |
| Primary APN | 16-28-23-11-0097 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,045 sqft Living Area |
| 1st Floor Area | 1,513 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 7,440 sqft (0.171 acres) |
| Lot Dimensions | 124 ft deep x 60 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 626687 |
|---|---|
| Street Address | 1685 HILLCREST AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55116-2150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARDENBERGH HEIGHTS W 1/2 OF LOT 2O AND ALL OF LOT 19 BLK 6 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 16 |
| Legal Subdivision | HARDENBERGH HEIGHTS |
| Legal Block | 6 |
| Legal Lot Number | 2O,19 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 37500 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1685 HILLCREST AVE, SAINT PAUL, MN 55116-2150 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Line of Credit ALLIANT CU |
| Nov 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ALLIANT CU |
| Aug 29, 2016 | Deed of Trust, Mortgage · Line of Credit ALLIANT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2001 · Amount on Record |
| Deed Sale | Jun 26, 2001 · Amount on Record |
| Deed Document Number | 2001198 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1685 HILLCREST AVE, SAINT PAUL, MN 55116-2150 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0T02715868 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | T02715868 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 24, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1685 HILLCREST AVE, SAINT PAUL, MN 55116-2150 |
| Document Number | 0004787315 |
| Instrument Date | Nov 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2019 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1685 HILLCREST AVE ST PAUL MN 551162150, ST PAUL, MN 55116-2150 |
| Document Number | 0004787315 |
|---|---|
| Date | Dec 10, 2019 |
| Instrument | 4787315 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 9, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1685 HILLCREST AVE, SAINT PAUL, MN 55116-2150 |
| Document Number | 0002613869 |
| Instrument Date | Aug 29, 2016 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1685 HILLCREST AVE ST PAUL MN 551162150, ST PAUL, MN 55116-2150 |
| Document Number | 0002613869 |
|---|---|
| Date | May 10, 2018 |
| Instrument | 2613869 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | May 9, 2031 |
| Rate Type | Adjustable Rate |
|---|
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $666,500 (+13.29%) Land $170,100 Building $496,400 | $666,500 (+13.29%) Land $170,100 Building $496,400 | |
| 2025 | $10,072.00 (+5.4%) | ||
| 2023 | $9,556.00 | $588,300 Land $170,100 Building $418,200 | $588,300 Land $170,100 Building $418,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 758 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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