Lake County property record for 1685 Elderberry Ct, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.117 acres (5,083 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $756,500 (Aug 2019) |
| Tax Bill | $16,628 (2024) |
| Deeds & Mortgages | Feb 2022 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-36-401-090 |
| Primary APN | 11-36-401-090 |
|---|
| Lot Area | 5,083 sqft (0.117 acres) |
|---|---|
| Parking Spaces | 1 Parking Space |
| Street Address | 1685 ELDERBERRY CT |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-1054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECOND RESUB OF WILLOW LAKES FARM AT LAKE FOREST; LOT 22 |
| Legal Subdivision | SECOND RESUB OF WILLOW LAKES FARM AT LAK |
| Legal Lot Number | 22 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | LIBERTYVILLE |
| Census Block Group | 3 |
| Census Block | 3072 |
| Census Tract | 866200 |
1685 Elderberry Ct is owned and occupied by two individuals who bought it in August 2019.
Source: Lake County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1685 ELDERBERRY CT, LAKE FOREST, IL 60045-1054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2022 | Deed of Trust, Mortgage · Line of Credit LAKE FOREST BANK & TRUST CO NA |
| Jul 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK |
| Aug 22, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2019 · Amount on File |
| Deed Sale | Aug 22, 2019 · Amount on File |
| Prior Sale | Feb 22, 2018 · Amount on File |
| Deed Document Number | 20197586480 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1685 ELDERBERRY CT, LAKE FOREST, IL 60045-1054 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007870870 |
|---|---|
| Date | Feb 7, 2022 |
| Instrument | 7870870 |
| Name | LAKE FOREST BANK & TRUST CO NA |
|---|---|
| Type | Bank |
| Address | LAKE FOREST, IL 60045 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1685 ELDERBERRY CT, LAKE FOREST, IL 60045-1054 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007806464 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 7806464 |
| Name | MIDWEST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FREEPORT, IL 61032 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.27% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Aug 22, 2019 |
| Property Address | 1685 ELDERBERRY CT, LAKE FOREST, IL 60045-1054 |
| Document Number | 0007586480 |
| Map Reference | DOC 7068356 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 7586480 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $756.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1685 ELDERBERRY CT, LAKE FOREST, IL 60045-1054 |
| Document Number | 0007586481 |
|---|---|
| Date | Aug 22, 2019 |
| Instrument | 7586481 |
| Name | MIDWEST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Libertyville Township |
| Municipality | Lake Forest City |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Elementary School District | Rondout School District 72 (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $314,053 Land $115,770 Building $198,283 | $942,253 Land $347,345 Building $594,908 | |
| 2024 | $16,628.00 (+7.72%) | ||
| 2023 | $15,437.00 (+4.19%) | $261,459 (+0.81%) Land $96,382 Building $165,077 | $784,456 (+0.81%) Land $289,175 Building $495,281 |
| 2022 | $14,816.00 | $259,358 Land $92,638 Building $166,720 | $778,152 Land $277,942 Building $500,210 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1685 Elderberry Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1685 Elderberry Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE FOREST serves 19,642 people · EPA ID IL0970800 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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