1685 E Gardner Rd, Fort Mohave, AZ 86426 Property Records

Mohave County property record for 1685 E Gardner Rd, Fort Mohave, AZ 86426

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,375 sqft · built 1994
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Mar 2025)
Tax Bill	$1,421 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`229-13-047A`

Property Details

APN / Parcel Number

Primary APN	`229-13-047A`
Alternative APNs	`R22913047A` `22314047A`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,375 sqft Living Area
1st Floor Area	1,375 sqft
Laundry Room	Laundry Room

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Pool Area	435 sqft
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	R22913047A
Street Address	1685 E GARDNER RD
City	FORT MOHAVE
State	AZ
Zip	86426-9396
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIO PALMAS UNIT 1 FIRST AMENDED LOT 61 CONT 1 ACRE
Legal Range	22W
Legal Township	19N
Legal Section	14
Legal Subdivision	RIO PALMAS UNIT 1
Legal Lot Number	61
Legal Unit	1
Jurisdiction	MOHAVE AZ
Township / Civil Division	BULLHEAD CITY
Census Block Group	3
Census Block	3008
Census Tract	952003

Owner

Source: Mohave County records, as of June 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	422 S JACKSON ST, PLENTYWOOD, MT 59254-2035
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit MAROON FINANCIAL CREDIT UNION
Apr 21, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2025 · Amount on Record
Deed Sale	Mar 28, 2025 · Amount on Record
Prior Sale	Apr 21, 2020 · Amount on Record
Deed Document Number	202515215
Prior Transfer Date	May 20, 2006
Prior Transfer Doc	0062830100
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOHAVE AZ
Recording Date	Apr 22, 2026
Property Address	1685 E GARDNER RD, FORT MOHAVE, AZ 86426-9396
Document Number	0000022065
Instrument Date	Apr 17, 2026
Instrument	202622065
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	1685 E GARDNER RD, FORT MOHAVE, AZ 86426-9396
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022065,
Date	Apr 22, 2026
Instrument	202622065

Lender

Name	MAROON FINANCIAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.22%
Max Rate	-1%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOHAVE AZ
Recording Date	Apr 21, 2020
Property Address	1685 E GARDNER RD, FORT MOHAVE, AZ 86426-9396
Document Number	0000022675
Instrument Date	Mar 30, 2020
Instrument	22675
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$212.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1685 E GARDNER RD FORT MOHAVE AZ 864269396, FORT MOHAVE, AZ 86426-9396

Mortgage

Document Number	22676
Date	Apr 21, 2020
Instrument	22676

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2050

Tax Assessment & Valuation

Source: Mohave County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Mohave County
Secondary School District	Colorado River Union High School District (09 - 12)
Elementary School District	Mohave Valley Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$216,781 (-7.52%) Land $46,060 Building $170,721
2026			$234,419 (+4.33%) Land $50,425 Building $183,994
2025	$1,421.00 (+118.95%)	$22,469 (-13.43%)
2024	$649.00 (-47.66%)	$25,954	$224,694 (-13.43%) Land $40,697 Building $183,997
2023			$259,538 Land $46,570 Building $212,968
2020	$1,240.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERMUDA WATER COMPANY INC public/private · serves 25,000 people · EPA ID AZ0408063
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	44 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TWN Communications Fiber	1,000 / 1,000
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	940 / 940
Optimum Cable	940 / 35
isp.net Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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