1685 Colt Cir, Elko, NV 89801 Property Records

Elko County property record for 1685 Colt Cir, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	1,180 sqft · built 1994
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$231,000 (Jan 2018)
Tax Bill	$1,785 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-921-009`

Property Details

APN / Parcel Number

Primary APN	`001-921-009`
Alternative APN	`001-921-018`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,180 sqft Living Area
Gross Area	1,708 sqft

Exterior

Year Built	Built 1994
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Mixed
Garage Area	1,428 sqft
Parking Spaces	5 Parking Spaces
Fence	Fence

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1685 COLT CIR
City	ELKO
State	NV
Zip	89801-4392
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	FOOTHILLS SUB UNIT 1-A PHASE 2 FILE 337950,LOCATED IN,MDB&M,CERTIFICATE OF AMENDMENT 820/281,AND ALSO 821/328
Legal Range	99
Legal Township	29
Legal Section	11
Legal Subdivision	FOOTHILLS SUB UNIT 1A PH 2
Legal Phase	2
Legal Block	A
Legal Lot Number	9
Legal Unit	1A
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2001
Census Tract	951202

Owner

Source: Elko County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1685 COLT CIR, ELKO, NV 89801-4392
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Jan 5, 2018	Bargain and Sale Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2018 · Amount on Record
Deed Sale	Jan 5, 2018 · Amount on Record
Prior Sale	Apr 26, 2010 · Amount on Record
Deed Document Number	735382
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	1685 COLT CIR, ELKO, NV 89801-4392
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	WFG NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000775928
Date	Oct 23, 2020
Instrument	775928

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Jan 5, 2018
Property Address	1685 COLT CIR, ELKO, NV 89801-4392
Document Number	0000735382
Map Reference	MB821 PG328
Instrument Date	Dec 28, 2017
Instrument	735382
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	RELIANT TITLE ELKO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	397 GRAND, 397, SILVERTHORNE, CO 80498

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1685 COLT CIR, ELKO, NV 89801-4392

Mortgage

Document Number	0000735383
Date	Jan 5, 2018
Instrument	735383

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Elko County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,785.00 (+13.26%)	$54,204 (+2.77%) Land $10,500 Building $43,704	$154,869 (+2.77%) Land $30,000 Building $124,869
2023	$1,576.00 (+3.01%)	$52,743 (+13.53%) Land $10,500 Building $42,243	$150,694 (+13.53%) Land $30,000 Building $120,694
2022	$1,530.00	$46,458 Land $10,500 Building $35,958	$132,737 Land $30,000 Building $102,737

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 84% of Nevada
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Cable · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: CC Communications Broadband, Rise Broadband.

Nearby Properties on Colt Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures