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1685 Cloverleaf Rd, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 1685 Cloverleaf Rd, Lake Oswego, OR 97034

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 1,718 sqft · built 1978
Lot Size0.336 acres (14,661 sqft)
OwnerIndividual Name on File
Last Sale$273,500 (Feb 2012)
Tax Bill$6,717 (2025)
Deeds & MortgagesJun 2022 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN21E16BD01600

Property Details

APN / Parcel Number

Primary APN21E16BD01600
Alternative APN
  • 00316642

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,718 sqft Living Area
1st Floor Area914 sqft
2nd Floor Area808 sqft
Attic Area808 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Exterior MaterialWood
Foundation TypeConcrete
Roof MaterialWood Shingle
Lot Area14,661 sqft
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number00316642
Street Address1685 CLOVERLEAF RD
CityLAKE OSWEGO
StateOR
Zip97034-6907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7.5
Legal Description766 FERNCREST PLAT 2 LT 039
Legal Range01E
Legal Township02S
Legal Section16
Legal QuarterNW
Quarter-Quarter SectionSE
Legal SubdivisionFERNCREST
Legal Lot Number39
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group1
Census Block1004
Census Tract20404

Owner

Source: Clackamas County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1685 CLOVERLEAF RD, LAKE OSWEGO, OR 97034-6907
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2022Deed of Trust, Mortgage · Closed-End Mortgage
US BANK NA
Jul 7, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 24, 2012 · Amount on File
Deed SaleFeb 24, 2012 · Amount on File
Prior SaleFeb 24, 2012 · Amount on File
Deed Document Number0000010538
Last Transfer DateJul 7, 2020
Transfer Doc0000052578
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address1685 CLOVERLEAF RD, LAKE OSWEGO, OR 97034-6907
Transaction TypeMortgage
Record UpdatedAug 26, 2022
Title CompanyRADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031655
DateJun 2, 2022
Instrument2022-031655
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeClosed-End Mortgage
AmountAmount on Record
Term239 Months
DueMay 20, 2042

July 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLACKAMAS OR
Recording DateJul 7, 2020
Property Address1685 CLOVERLEAF RD, LAKE OSWEGO, OR 97034-6907
Document Number0000052578
Instrument DateJul 6, 2020
Instrument2020-052578
Transaction TypeTransfer
Record UpdatedAug 26, 2022
Title CompanyFIDELITY NATIONAL TTL OF OR

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1685 CLOVERLEAF RD, LAKE OSWEGO, OR 97034-6907

Mortgage

Document Number0000052579
DateJul 7, 2020
Instrument2020-052579
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueAug 1, 2040

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
MunicipalityLake Oswego City
Unified School DistrictLake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,717.00 (+5.86%)$349,775 (+6.09%)$724,250 (+2.19%) Land $317,560 Building $406,690
2023$6,345.00$329,698$708,738 Land $308,248 Building $400,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1996)
Claims Outside the SFHA2 of 3
Most Recent ClaimNov 1996 · tidal / storm surge
Claims by Event
  • High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE OSWEGO MUNICIPAL WATER
serves 40,000 people · EPA ID OR4100457
Water SourcePurchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State InspectionOct 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: CenturyLink, T-Mobile, Verizon.

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