1685 Chatsworth Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1685 Chatsworth Cir, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2020
Square Footage	1,859 sqft Heated Area
Lot Size	6,098 sqft (0.139 acres)
Occupancy	Owner Occupied
Last Sale	$270,500 (2020)
Tax Bill	$3,597.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`042631017400013210`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,859 sqft Heated Area
Gross Area	2,627 sqft Gross Area
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2020
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Finished Garage
Porch	Open Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1685 CHATSWORTH CIR
City	SAINT CLOUD
State	FL
Zip	34771-7685
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LANCASTER PARK EAST PH 3 & 4 PB 29 PGS 64-68 LOT 321
Legal Range	31E
Legal Township	26S
Legal Section	04
Legal Subdivision	LANCASTER PARK
Legal Phase	3
Legal Tract	174
Legal Lot Number	321
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3026
Census Tract	43700

Owner

Source: Osceola County records · APN 042631017400013210

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1685 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7685
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 29, 2020 · Amount on Record
Deed Sale	Dec 29, 2020 · Amount on Record
Deed Doc Number	2020176065
Deed Book / Page	5859 / 2432
Record Refreshed	Jun 08, 2026

December 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 29, 2020
Property Address	1685 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7685
Document Number	0058592432
Book / Page	5859 / 2432
Map Reference	MB 29 PG 64
Instrument Date	Nov 30, 2020
Instrument	2020176065
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,893.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6750 FORUM DR STE 310, 6750, ORLANDO, FL 32821-8088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1685 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7685

Mortgage

Document Number	0058592436
Date	Dec 29, 2020
Book Page	5859/2436
Instrument	2020176066

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company
Address	MIAMI, FL 33172

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,597.00 (+6.26%) Homeowner's exemption	$243,885 (+5.99%)	$321,900 (-4.4%) Land $75,000 Building $246,900
2023	$3,385.00 (+3.64%) Homeowner's exemption	$230,109 (+3%)	$336,700 (+13.83%) Land $65,000 Building $271,700
2022	$3,266.00 Homeowner's exemption	$223,407	$295,800 Land $65,000 Building $230,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	High above 75% of the US · above 62% of Florida
Wildfire Likelihood	About 1 in 214 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.