1685 33rd Cir S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 1685 33rd Cir S, Saint Cloud, MN 56301

Property Summary

Property Type	Townhouse
Details	3 bd · 1.5 ba · 1,494 sqft · built 2007
Lot Size	0.041 acres (1,786 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,900 (Sep 2026)
Tax Bill	$1,874 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-51500-0304`

Property Details

APN / Parcel Number

Primary APN	`82-51500-0304`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,494 sqft Living Area
1st Floor Area	702 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	1,786 sqft (0.041 acres)
Lot Width	24 ft Width
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Street Address	1685 33RD CIR S
City	SAINT CLOUD
State	MN
Zip	56301-6262
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD80
Legal Description	LOT 005 BLK 001 THE COVE ON 33RD STREET SECTION 26 TOWNSHIP 124 RANGE 028 SECTION 26 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	26
Legal Subdivision	THE COVE ON 33RD STREET
Legal Block	1
Legal Lot Number	5
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3010
Census Tract	402

Owner

Source: Stearns County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1685 33RD CIR S, SAINT CLOUD, MN 56301-6262
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE CREDIT UNION
Jan 20, 2026	Warranty Deed, Transfer
Sep 1, 2021	Warranty Deed, Transfer MISC COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2026 · Amount on Record
Deed Sale	Sep 3, 2026 · Amount on Record
Prior Sale	Jan 20, 2026 · Amount on Record
Deed Document Number	20261720311
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 3, 2026
Property Address	1685 33RD CIR S, SAINT CLOUD, MN 56301-6262
Document Number	0001720311
Instrument Date	Aug 31, 2026
Instrument	20261720311
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63,293.67
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1685 33RD CIR S, SAINT CLOUD, MN 56301-6262

Mortgage

Document Number	0001720311,
Date	Sep 3, 2026
Instrument	20261720311

Lender

Name	STATE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 20, 2026
Property Address	1685 33RD CIR S, SAINT CLOUD, MN 56301-6262
Document Number	00A1706785
Instrument Date	Jan 16, 2026
Instrument	A1706785
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23051 COUNTY ROAD 75, SAINT CLOUD, MN 56301-7718

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 1, 2021
Property Address	1685 33RD CIR S, SAINT CLOUD, MN 56301-6262
Document Number	00A1613029
Instrument Date	Aug 23, 2021
Instrument	A1613029
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1685 33RD CIR S, SAINT CLOUD, MN 56301-6262

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,874.00 (+10.76%)	$155,700 (-) Land $25,000 Building $130,700	$155,700 (-) Land $25,000 Building $130,700
2025	$1,692.00 (+0.83%) Homeowner's exemption	$155,700 (-) Land $25,000 Building $130,700	$155,700 (-) Land $25,000 Building $130,700
2023	$1,678.00	$155,700 Land $25,000 Building $130,700	$155,700 Land $25,000 Building $130,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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