1685 100th Ave, Otsego, MI 49078 Property Records

Allegan County property record for 1685 100th Ave, Otsego, MI 49078

Property Summary

Property Type	General Agricultural/Rural
Details	2 bd · 2.5 ba · 2,247 sqft · built 2021
Lot Size	185 acres (8,081,295 sqft)
Owner	2 Individual Names on Record
Tax Bill	$16,000 (2025)
Deeds & Mortgages	May 2022 Second Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-034-010-02`

Property Details

APN / Parcel Number

Primary APN	`17-034-010-02`
Alternative APNs	`03-17-034-010-04` `17-034-010-04`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,247 sqft Total Area
1st Floor Area	2,247 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Lot Area	8,081,295 sqft (185 acres)
Lot Dimensions	5,790 ft deep x 1,480 ft wide
Garage Area	637 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1685 100TH AVE
City	OTSEGO
State	MI
Zip	49078-9637
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	SW 1/4 EX W 330' THEREOF; ALSO SW 1/4 OF SE 1/4; ALSO N 1/2 OF SE 1/4 EX ALL LAND LYING E OF LN RUNNING PAR TO E SEC LN BEG 726.5' E OF N & S 1/4 LN AS MEASURED ON S LN OF N 1/2 OF SE 1/4; ALSO EX COM S 1/4 COR TH N 00DEG 43'38E 963.53' TO POB TH N 8
Legal Range	12W
Legal Township	01N
Legal Section	34
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	3
Census Block	3024
Census Tract	31800

Owner

Source: Allegan County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1685 100TH AVE, OTSEGO, MI 49078-9637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTONE FARM CREDIT SERVICES FLCA
Oct 7, 2020	Deed of Trust, Mortgage · Commercial Mortgage GREENSTONE FARM CREDIT SERVICES FLCA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1685 100TH AVE, OTSEGO, MI 49078
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 LINCOLN RD, OTSEGO, MI 49078-1071

Mortgage

Document Number	004756/239
Date	May 3, 2022
Book Page	4756/239
Instrument	2022009159

Lender

Name	GREENSTONE FARM CREDIT SERVICES FLCA
Type	Subprime Lender
Address	EAST LANSING, MI 48823

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2032

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1685 100TH AVE, OTSEGO, MI 49078
Transaction Type	Mortgage
Record Updated	Aug 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4521/122
Date	Oct 7, 2020
Book Page	4521/122

Lender

Name	GREENSTONE FARM CREDIT SERVICES FLCA
Type	Subprime Lender
Address	EAST LANSING, MI 48823

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Otsego Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,038,900 (+32.92%) Land $668,600 Building $370,300	$2,077,800 (+32.92%) Land $1,337,200 Building $740,600
2025	$16,000.00 (+35.38%)
2023		$781,600 Land $515,200 Building $266,400	$1,563,200 Land $1,030,400 Building $532,800
2022	$11,819.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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