St. Mary's County property record for 16848 Bay Dr, Dameron, MD 20628
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,132 sqft · built 1975 |
| Lot Size | 0.658 acres (28,657 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $525,000 (Jan 2005) |
| Tax Bill | $4,979 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-008366 |
| Primary APN | 01-008366 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,132 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 28,657 sqft (0.658 acres) |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 192 sqft |
| Deck Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 008366 |
|---|---|
| Street Address | 16848 BAY DR |
| City | DAMERON |
| State | MD |
| Zip | 20628-3411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 17 BLOCK A ST JEROME'S SHORES |
| Legal Subdivision | SCOTLAND BEACH |
| Legal Block | A |
| Legal Lot Number | 17 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 876200 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16848 BAY DR, DAMERON, MD 20628-3411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2005 · Amount on Record |
| Deed Sale | Jan 6, 2005 · Amount on Record |
| Prior Sale | Apr 13, 1998 · Amount on Record |
| Deed Document Number | 20052262 |
| Deed Book / Page | 2435 / 120 |
| Last Transfer Date | Jan 29, 2014 |
| Transfer Doc | 0040070498 |
| Record Updated | Oct 29, 2026 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $573,500 (+9.41%) Land $380,800 Building $192,700 | $573,500 (-) Land $380,800 Building $192,700 | |
| 2025 | $4,979.00 (+9.52%) Homeowner's exemption | $524,167 (+23.19%) | $573,500 (+34.78%) Land $380,800 Building $192,700 |
| 2023 | $4,546.00 | $425,500 Land $280,800 Building $144,700 | $425,500 Land $280,800 Building $144,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 27 (1996–2021) |
| Claims Outside the SFHA | 19 of 27 |
| Most Recent Claim | Oct 2021 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 76% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures