16846 E Payton Rd, Opdyke, IL 62872 Property Records

Jefferson County property record for 16846 E Payton Rd, Opdyke, IL 62872

Property Summary

Property Type	Single Family Home
Lot Size	4.2 acres (182,952 sqft)
Owner	2 Individual Names on Record
Last Sale	$264,000 (Jun 2026)
Tax Bill	$3,407 (2024)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-11-276-009`

Property Details

APN / Parcel Number

Primary APN	`11-11-276-009`

Exterior

Lot Area	182,952 sqft (4.2 acres)

Location & Zoning

Street Address	16846 E PAYTON RD
City	OPDYKE
State	IL
Zip	62872-2334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H CLIFTON'S SUB PT NW S 11&12 LOT 5
Legal Subdivision	H CLIFTON'S SUB
Legal Lot Number	5
Jurisdiction	JEFFERSON IL
Township / Civil Division	DODDS
Census Block Group	2
Census Block	2044
Census Tract	50200

Owner

Source: Jefferson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16846 E PAYTON RD, OPDYKE, IL 62872-2334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
May 2, 2024	Deed of Trust, Mortgage PEOPLES NATIONAL BANK NA
Mar 13, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage PEOPLES NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2026 · Amount on Record
Deed Sale	Jun 17, 2026 · Amount on Record
Prior Sale	Jul 1, 2024 · Amount on Record
Deed Document Number	20262269
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Jun 17, 2026
Property Address	16846 E PAYTON RD, OPDYKE, IL 62872-2334
Document Number	0000002269
Instrument Date	Jun 10, 2026
Instrument	20262269
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	HIGHLAND CMNTY TITLE LLC, HIGHLAND COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39,996.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16846 E PAYTON RD, OPDYKE, IL 62872-2334

Mortgage

Document Number	0000002270,
Date	Jun 17, 2026
Instrument	20262270

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.45%
Initial Type	Fixed Rate
Max Rate	-1%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	16846 E PAYTON RD, OPDYKE, IL 62872-2334
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202401346
Date	May 2, 2024
Instrument	202401346

Lender

Name	PEOPLES NATIONAL BANK NA
Type	Bank

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Mar 13, 2019
Property Address	16846 E PAYTON RD, OPDYKE, IL 62872-2334
Document Number	201900874
Instrument Date	Mar 11, 2019
Instrument	201900874
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 MARTEENY ST, MOUNT VERNON, IL 62864-5715
Investor	Possibly a Property Investor

Mortgage

Document Number	201900875
Date	Mar 13, 2019
Instrument	201900875

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0201900874
Date	Mar 13, 2019
Instrument	201900874

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Dodds Township
Elementary School District	Spring Garden Community Consolidated School District 178 (KG - 08)
Secondary School District	Mount Vernon Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,211 (+8%) Land $6,012 Building $59,199	$195,633 (+8%) Land $18,036 Building $177,597
2024	$3,407.00 (+17.69%)	$60,381 (+29.53%) Land $5,567 Building $54,814	$181,143 (+29.53%) Land $16,701 Building $164,442
2022		$46,614 Land $4,334 Building $42,280	$139,842 Land $13,002 Building $126,840
2021	$2,895.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130

May also be available: AT&T, Verizon, Wisper ISP.

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