16841 Indio Rd, Bend, OR 97707 Property Records

Deschutes County property record for 16841 Indio Rd, Bend, OR 97707 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	1,754 sqft · built 2020
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on File
Tax Bill	$4,336 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`201012 C0 20000`

Property Details

APN / Parcel Number

Primary APN	`201012 C0 20000`
Alternative APNs	`R1011201012C020000` `116012`

Interior

Stories	1 Story
Building Area	1,754 sqft Living Area

Exterior

Year Built	Built 2020
Lot Area	44,431 sqft (1.02 acres)
Garage Type	Mixed
Garage Area	637 sqft

Location & Zoning

Account Number	116012
Old Parcel Number	R1011201012C020000
Street Address	16841 INDIO RD
City	BEND
State	OR
Zip	97707-2141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:41,42 BLK:30 SUBD:DESCHUTES RIVER RECREATION HOMESITES INC SEC/TWN/RNG/MER:SEC 12 TWN 20 RNG 10 MAP REF:201012-C0
Legal Range	10E
Legal Township	20S
Legal Section	12
Legal Quarter	SW
Legal Subdivision	DESCHUTES RIVER RECREATION HOMESITES INC
Legal Block	30
Legal Lot Number	41,42
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1034
Census Tract	404

Owner

Source: Deschutes County records · APN 201012 C0 20000

Assessment roll updated September 30, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	16841 INDIO RD, BEND, OR 97707-2141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage UMPQUA BANK
May 22, 2020	Deed of Trust, Mortgage · Construction Mortgage UMPQUA BANK
Dec 16, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 30, 2021
Deed Sale	Dec 30, 2021
Prior Sale	Dec 16, 2019 · Amount on Record
Deed Document Number	2021-71462
Record Updated	Jun 08, 2026

December 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 30, 2021
Property Address	16841 INDIO RD, BEND, OR 97707-2141
Document Number	0000071462
Instrument Date	Dec 30, 2021
Instrument	2021-71462
Transaction Type	Transfer
Record Updated	Jan 07, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	62909 NASU PL, BEND, OR 97701

Mortgage

Document Number	0000071204
Date	Dec 30, 2021
Instrument	2021-71204

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	16841 INDIO RD, BEND, OR 97707-2141
Transaction Type	Mortgage
Record Updated	Dec 29, 2021
Title Company	DESCHUTES COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023444
Date	May 22, 2020
Instrument	2020-23444

Lender

Name	UMPQUA BANK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jun 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jun 01, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	9.12%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 16, 2019
Property Address	16841 INDIO RD, BEND, OR 97707-2141
Document Number	0000049365
Instrument Date	Dec 13, 2019
Instrument	49365
Transaction Type	Transfer
Record Updated	Dec 30, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$73.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6 GETTYSBURG IRVINE CA 926203266, IRVINE, CA 92620-3266

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,336.00 (+4.18%)	$235,880 (+3%)	$831,750 (+3.68%) Land $262,000 Building $569,750
2024	$4,162.00 (+2.36%)	$229,010 (+3%)	$802,240 (-7.81%) Land $233,500 Building $568,740
2023	$4,066.00	$222,340	$870,160 Land $233,500 Building $636,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410170004041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 20 individual NFIP policies nearby
Nearby Flood Policies	20 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 18% of Oregon
Wildfire Likelihood	About 1 in 962 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TDS Telecom	Cable	1,000 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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