16841 Golden Ridge Rd, Applegate, CA 95703 Property Records

Placer County property record for 16841 Golden Ridge Rd, Applegate, CA 95703

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,401 sqft · built 2012
Lot Size	0.408 acres (17,781 sqft)
Owner	2 Individual Names on Record
Last Sale	$446,000 (Apr 2020)
Tax Bill	$5,479 (2025)
Deeds & Mortgages	May 2022 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`077-230-035-000`

Property Details

APN / Parcel Number

Primary APN	`077-230-035-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,401 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	17,781 sqft (0.408 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	16841 GOLDEN RIDGE RD
City	APPLEGATE
State	CA
Zip	95703-9719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSAGB43
Legal Description	LOT 16 MCGEE SUBDIVISION MOR BK E PG 13
Legal Subdivision	MCGEE SUBDIVISION
Legal Lot Number	16
Jurisdiction	PLACER CA
Township / Civil Division	COLFAX-MONUMENTAL RIDGE
Census Block Group	2
Census Block	2040
Census Tract	21901

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16841 GOLDEN RIDGE RD, APPLEGATE, CA 95703-9719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Apr 27, 2020	Grant Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jun 27, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Nov 21, 2018	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2020 · Amount on Record
Deed Sale	Apr 27, 2020 · Amount on Record
Prior Sale	Nov 21, 2018 · Amount on Record
Deed Document Number	202038123
Last Transfer Date	Mar 17, 2021
Transfer Doc	0000041215
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	16841 GOLDEN RIDGE RD, APPLEGATE, CA 95703-9719
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16841 GOLDEN RIDGE RD, APPLEGATE, CA 95703-9719

Mortgage

Document Number	0000042792
Date	May 19, 2022
Instrument	2022-0042792

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Mar 24, 2021
Property Address	16841 GOLDEN RIDGE RD, APPLEGATE, CA 95703-9719
Document Number	0000041215
Map Reference	MB E PG 13
Instrument Date	Mar 17, 2021
Instrument	2021-0041215
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16841 GOLDEN RIDGE RD, APPLEGATE, CA 95703-9719

Mortgage

Document Number	0000041216
Date	Mar 24, 2021
Instrument	2021-0041216

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Apr 27, 2020
Property Address	16841 GOLDEN RIDGE RD, APPLEGATE, CA 95703-9719
Document Number	0000038123
Map Reference	MB E PG 13
Instrument Date	Apr 16, 2020
Instrument	2020-0038123
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16841 GOLDEN RIDGE RD, APPLEGATE, CA 95703-9719

Mortgage

Document Number	0000038124
Date	Apr 27, 2020
Instrument	2020-0038124

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	16841 GOLDEN RIDGE RD, APPLEGATE, CA 95703-9719
Document Number	0000045791
Instrument Date	Jun 27, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16841 GOLDEN RIDGE RD APPLEGATE CA 957039719, APPLEGATE, CA 95703-9719

Mortgage

Document Number	0000045791
Date	Jul 2, 2019
Instrument	45791

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Nov 21, 2018
Property Address	16841 GOLDEN RIDGE RD, APPLEGATE, CA 95703-9719
Document Number	0000084912
Instrument Date	Nov 19, 2018
Instrument	84912
Transaction Type	Transfer
Record Updated	Dec 7, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$482.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16841 GOLDEN RIDGE RD APPLEGATE CA 957039719, APPLEGATE, CA 95703-9719

Mortgage

Document Number	84913
Date	Nov 21, 2018
Instrument	84913

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2048

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Placer Hills Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$510,193 (+2%) Land $142,619 Building $367,574
2025	$5,479.00 (+1.13%)	$500,190 (+4.04%) Land $139,823 Building $360,367
2023	$5,418.00 (+1.96%)	$480,769 Land $134,395 Building $346,374
2022	$5,314.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - APPLEGATE serves 190 people · EPA ID CA3110050
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SmarterBroadband.

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