16840 Key Ct, Granger, IN 46530 Property Records

St. Joseph County property record for 16840 Key Ct, Granger, IN 46530

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,457 sqft · built 1986
Lot Size	0.465 acres (20,286 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,260 (2024)
Deeds & Mortgages	Nov 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`71-04-21-102-006.000-003`

Property Details

APN / Parcel Number

Primary APN	`71-04-21-102-006.000-003`
Alternative APN	`00220200430`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,457 sqft Living Area
Attic	Attic
Attic Area	1,567 sqft
Basement Area	1,567 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Exterior Material	Brick/Stone
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	20,286 sqft (0.465 acres)
Lot Dimensions	147 ft deep x 138 ft wide
Garage Type	Attached
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00220200430
Street Address	16840 KEY CT
City	GRANGER
State	IN
Zip	46530-9197
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 LOCKS ESTATES
Legal Subdivision	LOCKS ESTATES
Legal Lot Number	4
Jurisdiction	ST JOSEPH IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1001
Census Tract	11306

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16840 KEY CT, GRANGER, IN 46530-9197
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 1987
Deed Sale	Jul 24, 1987
Record Updated	Jun 8, 2026

November 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Nov 25, 2025
Property Address	16840 KEY CT, GRANGER, IN 46530-9197
Document Number	0002530142
Map Reference	IN 7819813
Instrument Date	Nov 24, 2025
Instrument	2530142
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16840 KEY CT, GRANGER, IN 46530-9197

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	16840 KEY CT, GRANGER, IN 46530-9197

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Clay Township
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$497,400 (+25.7%) Land $73,500 Building $423,900	$497,400 (+25.7%) Land $73,500 Building $423,900
2024	$3,260.00 (+10.1%)	$395,700 (+43.21%) Land $73,500 Building $322,200	$395,700 (+43.21%) Land $73,500 Building $322,200
2023	$2,961.00 (-7.99%)	$276,300 (-) Land $73,500 Building $202,800	$276,300 (-) Land $73,500 Building $202,800
2022	$3,218.00 Homeowner's exemption	$276,300 Land $73,500 Building $202,800	$276,300 Land $73,500 Building $202,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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