1684 SW 20th Ave, Boca Raton, FL 33486 Property Records

Palm Beach County property record for 1684 SW 20th Ave, Boca Raton, FL 33486

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,208 sqft · built 1988
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Trust Names on File
Last Sale	$1,625,000 (Jul 2024)
Tax Bill	$23,459 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-42-47-35-20-000-0890`

Property Details

APN / Parcel Number

Primary APN	`06-42-47-35-20-000-0890`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,208 sqft Living Area
Gross Area	4,193 sqft
1st Floor Area	3,208 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	172 ft deep x 99 ft wide
Garage Type	Attached
Garage Area	588 sqft

Exterior Amenities

Pool Area	82 sqft
Porch	Finished/Open Porch
Porch Area	397 sqft
Patio Area	1,332 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1684 SW 20TH AVE
City	BOCA RATON
State	FL
Zip	33486-8521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A-PUD
Legal Description	ROYAL OAK LANDING SEC 3 LT 89
Legal Range	42E
Legal Township	47S
Legal Section	35
Legal Subdivision	ROYAL OAK LANDING
Legal Lot Number	89
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOCA RATON
Census Block Group	1
Census Block	1000
Census Tract	7615

Owner

1684 SW 20th Ave is owner-occupied and held in a trust since May 2025.

Source: Palm Beach County records, as of January 16, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1684 SW 20TH AVE, BOCA RATON, FL 33486-8521
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2024 · Amount on File
Deed Sale	Jul 25, 2024 · Amount on File
Deed Document Number	2024256882
Deed Book / Page	35166 / 1726
Last Transfer Date	May 2, 2025
Transfer Doc	0357520341
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	1684 SW 20TH AVE, BOCA RATON, FL 33486-8521
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1684 SW 20TH AVE, BOCA RATON, FL 33486-8521

Mortgage

Document Number	0327810502
Date	Aug 13, 2021
Book Page	32781/502
Instrument	20210379329

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1684 SW 20th Ave was $23,459, up 156.5% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Boca Raton City
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,459.00 (+156.52%)	$1,396,620	$1,396,620 Land $702,000 Building $694,620
2024	$9,145.00 (+2.32%)
2023	$8,938.00 (+0.07%) Homeowner's exemption Widower's exemption	$543,628 (+3%)	$1,383,426 (+26.81%) Land $760,061 Building $623,365
2022	$8,932.00 Homeowner's exemption Widower's exemption	$527,794	$1,090,904 Land $628,201 Building $462,703

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1684 SW 20th Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	3 (2007–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1684 SW 20th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOCA RATON WTP serves 130,000 people · EPA ID FL4500130
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20