1684 Sandpiper Cv N, Hernando, MS 38632 Property Records

DeSoto County property record for 1684 Sandpiper Cv N, Hernando, MS 38632

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,120 sqft · built 1997
Lot Size0.439 acres (19,106 sqft)
OwnerIndividual Name on File
Tax Bill$1,871 (2025)
Deeds & MortgagesJan 2026 Mortgage
Jan 2024 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN3-07-3-07-10-0-00049-00

Property Details

APN / Parcel Number

Primary APN3-07-3-07-10-0-00049-00

Interior

Bedrooms3 Beds
Total Rooms7 Rooms
Stories1 Story
Building Area2,120 sqft Adjusted Area
1st Floor Area1,843 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof TypeHip
Roof MaterialShingle
Lot Area19,106 sqft (0.439 acres)
Lot Dimensions237 ft deep x 85 ft wide
Patio Area144 sqft

Location & Zoning

Street Address1684 SANDPIPER CV N
CityHERNANDO
StateMS
Zip38632-1632
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-12
Legal DescriptionCLIFTON COURTS SEC A LOT 49
Legal Range007
Legal Township03S
Legal Section07
Legal SubdivisionCLIFTON COURTS SEC A
Legal Lot Number49
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group2
Census Block2019
Census Tract71121

Owner

1684 Sandpiper Cv N is owned and occupied by an individual who acquired it in January 2024.

Source: DeSoto County records, as of January 30, 2026

Owner of RecordIndividual Name on File
Mailing Address1684 SANDPIPER CV N, HERNANDO, MS 38632-1632
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
GUARANTY BANK & TRUST CO
Jan 22, 2024Deed of Trust, Mortgage · Line of Credit
FIRST HORIZON BANK
Jan 2, 2024Quit Claim Deed, Transfer
Quitclaim
Sep 7, 2022Quit Claim Deed, Transfer
Quitclaim
Oct 6, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 2, 2024
Deed SaleJan 2, 2024
Prior SaleOct 6, 2020
Deed Book / Page1024 / 60
Prior Transfer DateDec 29, 2023
Prior Transfer Doc0001024/60
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1684 SANDPIPER CV N, HERNANDO, MS 38632-1632
Transaction TypeMortgage
Record UpdatedFeb 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1684 SANDPIPER CV N, HERNANDO, MS 38632-1632

Mortgage

Document Number05663/6216
DateJan 20, 2026
Book Page5663/6216
Lender
NameGUARANTY BANK & TRUST CO
TypeBank
AddressHERNANDO, MS 38632
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2056

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1684 SANDPIPER CV N, HERNANDO, MS 38632-1632
Transaction TypeMortgage
Record UpdatedJan 30, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1684 SANDPIPER CV N, HERNANDO, MS 38632-1632

Mortgage

Document Number05661/4413
DateJan 22, 2024
Book Page5661/4413
Lender
NameFIRST HORIZON BANK
TypeBank
AddressOLIVE BRANCH, MS 38654
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 16, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDESOTO MS
Recording DateJan 2, 2024
Property Address1684 SANDPIPER CV N, HERNANDO, MS 38632-1632
Document Number0001024/60
Book / Page1024 / 60
Map ReferenceMB 49 PG 97
Instrument DateDec 29, 2023
Transaction TypeTransfer
Record UpdatedJan 16, 2024

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address407 N ALLEN ST, BONNE TERRE, MO 63628-1217

Transferred To (Grantee/Buyer)

NameVerified Name
Address1684 SANDPIPER CV N, HERNANDO, MS 38632-1632

September 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDESOTO MS
Recording DateSep 7, 2022
Property Address1684 SANDPIPER CV N, HERNANDO, MS 38632-1632
Document Number001011/143
Book / Page1011 / 143
Map ReferenceMB 49 PG 47
Instrument DateSep 7, 2022
Transaction TypeTransfer
Record UpdatedDec 12, 2023

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1684 SANDPIPER CV N, HERNANDO, MS 38632-1632

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 VIRGINIA AVE, FESTUS, MO 63028-1222

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateOct 6, 2020
Property Address1684 SANDPIPER CV N, HERNANDO, MS 38632-1632
Document Number000934/428
Book / Page934 / 428
Map ReferenceMB 49 PG 47
Instrument DateSep 23, 2020
Transaction TypeTransfer
Record UpdatedNov 30, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18 WHALEBONE WAY, 18, ABERDEEN, WA 98520-9424

Transferred To (Grantee/Buyer)

NameVerified Name
Address2187 EALING CIR APT 2, 2, GERMANTOWN, TN 38138-5048

Tax Assessment & Valuation

The 2025 property tax bill for 1684 Sandpiper Cv N was $1,871.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,871.00$18,640 Land $2,000 Building $16,640$186,403 Land $20,000 Building $166,403
2023$1,580.00$13,556$135,558 Land $20,000 Building $115,558

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1684 Sandpiper Cv N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1684 Sandpiper Cv N is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 83% of Mississippi
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HERNANDO-JAYBIRD
private · serves 6,750 people · EPA ID MS0170002
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
C Spire Wireless
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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