1684 Francis Ave, Upland, CA 91784 Property Records

San Bernardino County property record for 1684 Francis Ave, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,247 sqft · built 1984
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$945,000 (Feb 2023)
Tax Bill	$10,682 (2025)
Deeds & Mortgages	Jun 2026 Transfer Jun 2026 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`1044-521-38-0000`

Property Details

APN / Parcel Number

Primary APN	`1044-521-38-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,247 sqft Living Area
Gross Area	2,868 sqft
1st Floor Area	1,051 sqft
2nd Floor Area	1,196 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Modern
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	10,000 sqft (0.23 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	30 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1684 FRANCIS AVE
City	UPLAND
State	CA
Zip	91784-2073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 12593 LOT 6
Legal Subdivision	171M89
Legal Tract	12593
Legal Block	3
Legal Lot Number	6
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3001
Census Tract	820

Owner

1684 Francis Ave is owned and occupied by an individual who bought it in February 2023.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1684 FRANCIS AVE, UPLAND, CA 91784-2073
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Gift Deed, Transfer TRICO TITLE COMPANY, TICOR TITLE COMPANY
Jun 16, 2026	Deed, Transfer · Conventional Mortgage OCMBC INC
Dec 18, 2023	Deed of Trust, Mortgage · Commercial Mortgage SANGEETHA CHINNASWAMY
Mar 15, 2023	Deed of Trust, Mortgage · Commercial Mortgage ENSTONE INVESTMENTS INC
Feb 16, 2023	Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP
Jul 24, 2019	Grant Deed, Transfer · Conventional Mortgage CLOSINGMARK HM LNS INC
Jun 25, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2023 · Amount on File
Deed Sale	Feb 16, 2023 · Amount on File
Prior Sale	Jul 24, 2019 · Amount on File
Deed Document Number	202337135
Prior Transfer Date	Dec 31, 2018
Prior Transfer Doc	0000208068
Record Updated	Oct 29, 2026

June 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 16, 2026
Property Address	1684 FRANCIS AVE, UPLAND, CA 91784-2073
Document Number	0000154824
Instrument Date	May 7, 2026
Instrument	2026154824
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1684 FRANCIS AVE, UPLAND, CA 91784-2073

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 16, 2026
Property Address	1684 FRANCIS AVE, UPLAND, CA 91784-2073
Document Number	0000154823
Instrument Date	May 7, 2026
Instrument	2026154823
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1684 FRANCIS AVE, UPLAND, CA 91784-2073

Mortgage

Document Number	0000154825,
Date	Jun 16, 2026
Instrument	2026154825

Lender

Name	OCMBC INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1684 FRANCIS AVE, UPLAND, CA 91784-2073
Transaction Type	Mortgage
Record Updated	Jan 5, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1684 FRANCIS AVE, UPLAND, CA 91784-2073

Mortgage

Document Number	0000310290
Date	Dec 18, 2023
Instrument	2023-0310290

Lender

Name	SANGEETHA CHINNASWAMY
Type	Private Party
Address	1724 HICKORY AVE UNIT A, TORRANCE, CA 90503

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1684 FRANCIS AVE, UPLAND, CA 91784-2073
Transaction Type	Mortgage
Record Updated	Mar 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1684 FRANCIS AVE, UPLAND, CA 91784-2073

Mortgage

Document Number	0000061683
Date	Mar 15, 2023
Instrument	2023-0061683

Lender

Name	ENSTONE INVESTMENTS INC
Type	Non-Lending Institution
Address	CERRITOS, CA 90703

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 16, 2023
Property Address	1684 FRANCIS AVE, UPLAND, CA 91784-2073
Document Number	0000037135
Map Reference	MB 171 PG 89&90
Instrument Date	Feb 13, 2023
Instrument	2023-0037135
Transaction Type	Transfer
Record Updated	Mar 1, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1684 FRANCIS AVE, UPLAND, CA 91784-2073

Mortgage

Document Number	0000037136
Date	Feb 16, 2023
Instrument	2023-0037136

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1684 FRANCIS AVE, UPLAND, CA 91784-2073
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000219857
Date	Jul 1, 2020
Instrument	2020-0219857

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 24, 2019
Property Address	1684 FRANCIS AVE, UPLAND, CA 91784-2073
Document Number	0000248425
Instrument Date	Jul 15, 2019
Instrument	248425
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$731.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1684 FRANCIS AVE UPLAND CA 917842073, UPLAND, CA 91784-2073

Mortgage

Document Number	248426
Date	Jul 24, 2019
Instrument	248426

Lender

Name	CLOSINGMARK HM LNS INC
Address	ONTARIO, CA 91761

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2049

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 25, 2019
Property Address	1684 FRANCIS AVE, UPLAND, CA 91784-2073
Document Number	0000208068
Instrument Date	Dec 31, 2018
Instrument	208068
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1684 FRANCIS AVE UPLAND CA 917842073, UPLAND, CA 91784-2073

Tax Assessment & Valuation

The 2025 property tax bill for 1684 Francis Ave was $10,682.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,002,843 (+2%) Land $250,711 Building $752,132
2025	$10,682.00 Homeowner's exemption	$983,179 Land $245,795 Building $737,384
2023	$7,641.00 (+2.19%) Homeowner's exemption	$699,033 Land $244,661 Building $454,372
2022	$7,477.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1684 Francis Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1684 Francis Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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