1684 Biscayne Bay Cir, Jacksonville, FL 32218 Property Records

Duval County property record for 1684 Biscayne Bay Cir, Jacksonville, FL 32218

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,588 sqft · built 2006
Lot Size	0.072 acres (3,137 sqft)
Owner	Individual Name on Record
Last Sale	$219,000 (Sep 2023)
Tax Bill	$2,916 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`019701-3995`

Property Details

APN / Parcel Number

Primary APN	`019701-3995`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,588 sqft Living Area
Gross Area	1,935 sqft
1st Floor Area	668 sqft
Upper Floors Area	920 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	3,137 sqft (0.072 acres)
View / Lot	Pond
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	95 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1684 BISCAYNE BAY CIR
City	JACKSONVILLE
State	FL
Zip	32218-8670
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMD-C
Legal Description	59-49 38-1N-26E .07 BISCAYNE BAY UNIT 2 LOT 189
Legal Range	26E
Legal Township	01N
Legal Section	38
Legal Subdivision	BISCAYNE BAY UNIT 2
Legal Block	1
Legal Lot Number	189
Legal Unit	2
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	1
Census Block	1003
Census Tract	10305

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1684 BISCAYNE BAY CIR, JACKSONVILLE, FL 32218-8670
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORHOOD ASSISTANCE CORPORATION OF A
Sep 7, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jan 19, 2018	Deed of Trust, Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2023 · Amount on Record
Deed Sale	Sep 7, 2023 · Amount on Record
Prior Sale	Apr 26, 2022 · Amount on Record
Deed Document Number	2023184439
Deed Book / Page	20800 / 936
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	1684 BISCAYNE BAY CIR, JACKSONVILLE, FL 32218-8670
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0208702166
Date	Nov 14, 2023
Book Page	20870/2166
Instrument	2023235905

Lender

Name	NEIGHBORHOOD ASSISTANCE CORPORATION OF A
Type	Non-Lending Institution
Address	ROXBURY, MA 02119

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Sep 7, 2023
Property Address	1684 BISCAYNE BAY CIR, JACKSONVILLE, FL 32218-8670
Document Number	0208000936
Book / Page	20800 / 936
Map Reference	MB 59 PG 49-55
Instrument Date	Aug 31, 2023
Instrument	2023184439
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATL TTL AGCY JACKSONV

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,533.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 589789, JACKSONVILLE, FL 32218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1684 BISCAYNE BAY CIR, JACKSONVILLE, FL 32218-8670

Mortgage

Document Number	0020800938
Date	Sep 7, 2023
Instrument	20800/938

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	1684 BISCAYNE BAY CIR, JACKSONVILLE, FL 32218-8670
Document Number	0182661001
Book / Page	018266 / 001001
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1684 BISCAYNE BAY CIR JACKSONVILLE FL 322188670, JACKSONVILLE, FL 32218-8670

Mortgage

Document Number	0182661001
Date	Jan 30, 2018
Book Page	018266/001001
Instrument	22619

Lender

Name	DITECH FIN'L
Address	FORT WASHINGTON, PA 19034

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2048

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,868 (-6.76%) Land $35,000 Building $138,868	$173,868 (-6.76%) Land $35,000 Building $138,868
2025	$2,916.00 (+8.2%) Homeowner's exemption	$186,473 (+0.91%) Land $45,000 Building $141,473	$186,473 (+0.91%) Land $45,000 Building $141,473
2024	$2,695.00 (-22.78%)
2023	$3,490.00 (+57.14%)	$184,790 (+27.52%) Land $35,000 Building $149,790	$184,790 (+27.52%) Land $35,000 Building $149,790
2022	$2,221.00	$144,915 Land $22,500 Building $122,415	$144,915 Land $22,500 Building $122,415

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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