1683 Sharps Mountain Rd, Bedford, VA 24523 Property Records

Bedford County property record for 1683 Sharps Mountain Rd, Bedford, VA 24523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,507 sqft · built 2008
Lot Size	3.35 acres (145,926 sqft)
Owner	Individual Name on File
Last Sale	$239,000 (Jul 2023)
Tax Bill	$783 (2026)
Deeds & Mortgages	Aug 2022 Refinance Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`90 A 94C`

Property Details

APN / Parcel Number

Primary APN	`90 A 94C`
Alternative APNs	`90510014` `438813`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,507 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	145,926 sqft (3.35 acres)
Porch	Porch
Porch Area	10 sqft
Deck Area	193 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1683 SHARPS MOUNTAIN RD
City	BEDFORD
State	VA
Zip	24523-6916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW LOT D PB 50/285
Legal Subdivision	NEW
Legal Lot Number	D
Jurisdiction	BEDFORD VA
Township / Civil Division	7
Census Block Group	1
Census Block	1007
Census Tract	30401

Owner

1683 Sharps Mountain Rd is owned and occupied by an individual who bought it in July 2023.

Source: Bedford County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1683 SHARPS MOUNTAIN RD, BEDFORD, VA 24523-6916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN FINANCIAL RESOURCES INC
Jul 19, 2023	Special Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2023 · Amount on File
Deed Sale	Jul 19, 2023 · Amount on File
Deed Document Number	20235856
Prior Transfer Date	Jul 5, 2023
Prior Transfer Doc	0000005856
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1683 SHARPS MOUNTAIN RD, BEDFORD, VA 24523-6916
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220008614
Date	Aug 1, 2022
Instrument	220008614

Lender

Name	AMERICAN FINANCIAL RESOURCES INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.63%

July 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jul 19, 2023
Property Address	1683 SHARPS MOUNTAIN RD, BEDFORD, VA 24523-6916
Document Number	0230005856
Instrument Date	Jul 5, 2023
Instrument	230005856
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1683 SHARPS MOUNTAIN RD, BEDFORD, VA 24523-6916

Mortgage

Document Number	0230005857
Date	Jul 19, 2023
Instrument	230005857

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2038

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	0230005859
Date	Jul 19, 2023
Instrument	230005859

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1683 Sharps Mountain Rd was $783.

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$783.00	$191,200 (-) Land $69,100 Building $122,100
2025	$783.00	$191,200 Land $69,100 Building $122,100
2023	$783.00 Additional exemption filed	$95,600	$191,200 Land $69,100 Building $122,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1683 Sharps Mountain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1683 Sharps Mountain Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ZiTEL Fiber	960 / 960
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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