1683 Scheffer Ave, Saint Paul, MN 55116 Property Records

Ramsey County property record for 1683 Scheffer Ave, Saint Paul, MN 55116

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,885 sqft · built 2019
Lot Size	0.116 acres (5,053 sqft)
Owner	2 Individual Names on File
Last Sale	$710,000 (Aug 2019)
Tax Bill	$14,806 (2023)
Deeds & Mortgages	Jun 2023 Second Mortgage Feb 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`09-28-23-44-0138`

Property Details

APN / Parcel Number

Primary APN	`09-28-23-44-0138`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,885 sqft Living Area
1st Floor Area	1,381 sqft
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	5,053 sqft (0.116 acres)
Lot Dimensions	127 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1683 SCHEFFER AVE
City	SAINT PAUL
State	MN
Zip	55116-1429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	MATTOCK PARK LOT 18 BLK 10
Legal Range	23
Legal Township	28
Legal Section	09
Legal Quarter	4
Quarter-Quarter Section	4
Legal Subdivision	MATTOCK PARK
Legal Block	10
Legal Lot Number	18
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2011
Census Tract	36400

Owner

Source: Ramsey County assessment roll, as of February 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1683 SCHEFFER AVE, SAINT PAUL, MN 55116-1429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPIRE CU
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP
Aug 14, 2019	Warranty Deed, Transfer LEADERONE FIN'L
Feb 15, 2019	Trustee's Deed, Construction Loan · Line of Credit LAKE ELMO BK
Sep 28, 2018	Trustee's Deed, Construction Loan · Line of Credit LAKE ELMO BK
Apr 3, 2018	Warranty Deed, Transfer BURNET TITLE LLC
Feb 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIREFLY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 14, 2019 · Amount on Record
Deed Sale	Aug 14, 2019 · Amount on Record
Prior Sale	Apr 3, 2018 · Amount on Record
Deed Document Number	T02645077
Record Updated	Jun 7, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1683 SCHEFFER AVE, SAINT PAUL, MN 55116-1429
Transaction Type	Mortgage
Record Updated	Jun 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02755744
Date	Jun 13, 2023
Instrument	T02755744

Lender

Name	SPIRE CU
Type	Credit Union
Address	SAINT PAUL, MN 55113

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	242 Months
Due	Aug 15, 2043

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1683 SCHEFFER AVE, SAINT PAUL, MN 55116-1429
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	TITLENEXUS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02689700
Date	Feb 8, 2021
Instrument	T02689700

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 14, 2019
Property Address	1683 SCHEFFER AVE, SAINT PAUL, MN 55116-1429
Document Number	0002645077
Instrument Date	Jul 25, 2019
Instrument	2645077
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,414.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1683 SCHEFFER AVE ST PAUL MN 551161429, ST PAUL, MN 55116-1429

Mortgage

Document Number	2645078
Date	Aug 14, 2019
Instrument	2645078

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2049

Interest

Rate	3.25%

February 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 15, 2019
Property Address	1683 SCHEFFER AVE, SAINT PAUL, MN 55116-1429
Instrument Date	Jan 31, 2019
Instrument	2633692
Transaction Type	Construction Loan
Record Updated	Feb 26, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	610 MAIN ST N #111 STILLWATER MN 550824098, 111, STILLWATER, MN 55082-4098

Mortgage

Document Number	0002633692
Date	Feb 15, 2019
Instrument	2633692

Lender

Name	LAKE ELMO BK
Type	Bank
Address	LAKE ELMO, MN 55042-0857

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 14, 2020

Interest

Rate Type	Adjustable Rate

September 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 28, 2018
Property Address	1683 SCHEFFER AVE, SAINT PAUL, MN 55116-1429
Instrument Date	Sep 10, 2018
Instrument	2624513
Transaction Type	Construction Loan
Record Updated	Oct 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1683 SCHEFFER AVE ST PAUL MN 551161429, ST PAUL, MN 55116-1429

Mortgage

Document Number	0002624513
Date	Sep 28, 2018
Instrument	2624513

Lender

Name	LAKE ELMO BK
Type	Bank
Address	LAKE ELMO, MN 55042-0857

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 27, 2019

Interest

Rate Type	Adjustable Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 3, 2018
Property Address	1683 SCHEFFER AVE, SAINT PAUL, MN 55116-1429
Document Number	0002611330
Instrument Date	Mar 23, 2018
Instrument	2611330
Transaction Type	Transfer
Record Updated	Apr 13, 2018
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$680.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1105 PIONEER TRL BAYPORT MN 550031452, BAYPORT, MN 55003-1452

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1683 SCHEFFER AVE, SAINT PAUL, MN 55116-1429
Document Number	0004649433
Instrument Date	Feb 16, 2017
Transaction Type	Mortgage
Record Updated	May 5, 2017
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1683 SCHEFFER AVE ST PAUL MN 551161429, ST PAUL, MN 55116-1429

Mortgage

Document Number	0004649433
Date	Mar 6, 2017
Instrument	4649433

Lender

Name	FIREFLY FCU
Address	BURNSVILLE, MN 55337

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 5, 2022

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$14,806.00	$935,500 Land $153,200 Building $782,300	$935,500 Land $153,200 Building $782,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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