1683 Paynes Mill Rd, Bumpass, VA 23024 Property Records

Louisa County property record for 1683 Paynes Mill Rd, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 888 sqft · built 1985
Lot Size	1.87 acres (81,457 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Aug 2022)
Tax Bill	$1,157 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90 87`

Property Details

APN / Parcel Number

Primary APN	`90 87`
Alternative APNs	`1253` `1206`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
1st Floor Area	888 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	81,457 sqft (1.87 acres)
Garage Area	800 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	72 sqft
Pole Barn	400 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1206
Street Address	1683 PAYNES MILL RD
City	BUMPASS
State	VA
Zip	23024-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	S RIVER & HADDON PLAT: 214/496 DB 1859/505 1.865 AC
Jurisdiction	LOUISA VA
Township / Civil Division	MOUNTAIN ROAD
Census Block Group	3
Census Block	3042
Census Tract	950102

Owner

1683 Paynes Mill Rd is owned and occupied by two individuals who bought it in August 2022.

Source: Louisa County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1683 PAYNES MILL RD, BUMPASS, VA 23024-3103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 27, 2020	Deed of Trust, Mortgage · Line of Credit BLUE RIDGE BK
Jul 27, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2022 · Amount on File
Deed Sale	Aug 12, 2022 · Amount on File
Prior Sale	Jul 27, 2020 · Amount on File
Deed Document Number	20228231
Deed Book / Page	1859 / 505
Record Updated	Oct 29, 2026

August 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LOUISA VA
Recording Date	Aug 12, 2022
Property Address	1683 PAYNES MILL RD, BUMPASS, VA 23024-3103
Document Number	001859/505
Book / Page	1859 / 505
Map Reference	MB 214 PG 496
Instrument Date	Aug 4, 2022
Instrument	202200008231
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	AURORA TITLE, AURORA TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1683 PAYNES MILL RD, BUMPASS, VA 23024-3103

Mortgage

Document Number	0001859509
Date	Aug 12, 2022
Instrument	1859/509

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	1683 PAYNES MILL RD, BUMPASS, VA 23024-3103
Document Number	0000006695
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1683 PAYNES MILL RD BUMPASS VA 230243103, BUMPASS, VA 23024-3103

Mortgage

Document Number	0000006695
Date	Jul 27, 2020
Book Page	001687/000157
Instrument	6695

Lender

Name	BLUE RIDGE BK
Type	Bank
Address	LOUISA, VA 23093

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 26, 2045

Interest

Rate Type	Adjustable Rate

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Jul 27, 2020
Property Address	1683 PAYNES MILL RD, BUMPASS, VA 23024-3103
Document Number	0000006694
Book / Page	001687 / 000154
Instrument Date	Jul 27, 2020
Instrument	6694
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$100.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 CHERRY VIEW CT HENRICO VA 232281511, HENRICO, VA 23228-1511

Tax Assessment & Valuation

The 2025 property tax bill for 1683 Paynes Mill Rd was $1,157, up 6.2% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,092 (+8.89%) Land $55,100 Building $119,992	$175,092 (+8.89%) Land $55,100 Building $119,992
2025	$1,157.00 (+6.24%)	$160,800 Land $44,600 Building $116,200	$160,800 Land $44,600 Building $116,200
2024	$1,089.00
2023		$143,900 Land $35,500 Building $108,400
2022	$711.00		$143,900 Land $35,500 Building $108,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1683 Paynes Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1683 Paynes Mill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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