1683 Cervato Cir, Alamo, CA 94507 Property Records

Contra Costa County property record for 1683 Cervato Cir, Alamo, CA 94507

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,476 sqft · built 1959
Lot Size	0.482 acres (21,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,475,000 (Aug 2025)
Tax Bill	$8,408 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`188-354-012`

Property Details

APN / Parcel Number

Primary APN	`188-354-012`
Alternative APN	`188-354-012-0`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,476 sqft Living Area
1st Floor Area	2,476 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	21,000 sqft (0.482 acres)
Garage Type	Attached
Garage Area	605 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1683 CERVATO CIR
City	ALAMO
State	CA
Zip	94507-1073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	TRACT 2189 LOT 15 & E 5 FT LOT 14
Legal Subdivision	TRACT 2189
Legal Tract	2189
Legal Lot Number	15,14
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1003
Census Tract	345204

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1683 CERVATO CIR, ALAMO, CA 94507-1073
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Jan 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2025 · Amount on Record
Deed Sale	Aug 20, 2025 · Amount on Record
Prior Sale	Apr 30, 1996 · Amount on Record
Deed Document Number	202584419
Prior Transfer Date	Jan 5, 2018
Prior Transfer Doc	0000005835
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1683 CERVATO CIR, ALAMO, CA 94507-1073
Transaction Type	Mortgage
Record Updated	Mar 10, 2026
Title Company	ORTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1683 CERVATO CIR, ALAMO, CA 94507-1073

Mortgage

Document Number	0000012959
Date	Feb 10, 2026
Instrument	2026- 012959

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	175 N RIVERVIEW DR # C, ANAHEIM, CA 92808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1683 CERVATO CIR, ALAMO, CA 94507-1073
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TTL SANTA ANA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1683 CERVATO CIR, ALAMO, CA 94507-1073

Mortgage

Document Number	0000194599
Date	Sep 4, 2020
Instrument	2020-194599

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Margin	2
Max Rate	8.87%

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 16, 2018
Property Address	1683 CERVATO CIR, ALAMO, CA 94507-1073
Document Number	0000005835
Instrument Date	Jan 5, 2018
Instrument	5835
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1683 CERVATO CIR ALAMO CA 945071073, ALAMO, CA 94507-1073

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,475,000 (+253.64%) Land $1,800,000 Building $675,000
2025	$8,408.00 (+3.89%) Homeowner's exemption	$699,871 (+4.04%) Land $437,459 Building $262,412
2023	$8,093.00 (+0.76%) Homeowner's exemption	$672,696 Land $420,473 Building $252,223
2022	$8,032.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	8 (1982–2023)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Apr 2023 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband.

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