1683 Cedar Rdg Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 1683 Cedar Rdg Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	5 bd · 4,767 sqft · built 1997
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Tax Bill	$3,385 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2018 Re-recorded Document + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-05-01-0-00028-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-05-01-0-00028-00`

Interior

Bedrooms	5 Beds
Total Rooms	11 Rooms
Stories	1 Story
Building Area	4,767 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	130,680 sqft (3 acres)
Patio Area	828 sqft

Location & Zoning

Street Address	1683 CEDAR RIDGE DR
City	HERNANDO
State	MS
Zip	38632-4541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	OAKDALE ESTATES S-D LOT 28
Legal Range	07
Legal Township	03
Legal Section	05
Legal Subdivision	OAKDALE ESTATES S-D
Legal Lot Number	28
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3007
Census Tract	71001

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1683 CEDAR RIDGE DR, HERNANDO, MS 38632-4541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 31, 2018	Re-recorded Document EDCO TITLE AND CLOSING SERVICES, EDCO TITLE & CLOSING SERVICE
Oct 16, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2018
Deed Sale	Oct 16, 2018
Deed Document Number	0000870327
Deed Book / Page	0870 / 327
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1683 CEDAR RIDGE DR, HERNANDO, MS 38632-4541
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004972/596
Date	Jun 22, 2020
Book Page	4972/596

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

October 2018: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	DESOTO MS
Recording Date	Oct 31, 2018
Property Address	1683 CEDAR RIDGE DR, HERNANDO, MS 38632-4541
Document Number	000871/577
Book / Page	0871 / 577
Map Reference	MB 58 PG 1
Instrument Date	Oct 12, 2018
Record Updated	Nov 30, 2022
Title Company	EDCO TITLE AND CLOSING SERVICES, EDCO TITLE & CLOSING SERVICE

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8199 POPLAR AVE2406, 8199, HERNANDO, MS 38632

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1683 CEDAR RIDGE DR, HERNANDO, MS 38632-4541

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 16, 2018
Property Address	1683 CEDAR RIDGE DR, HERNANDO, MS 38632-4541
Document Number	000870/327
Book / Page	0870 / 327
Map Reference	MB 58 PG 1
Instrument Date	Oct 12, 2018
Transaction Type	Transfer
Record Updated	Nov 30, 2022
Title Company	EDCO TITLE AND CLOSING SERVICES, EDCO TITLE & CLOSING SERVICE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8199 POPLAR AVE APT 2406, 8199, GERMANTOWN, TN 38138-6167

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1683 CEDAR RIDGE DR, HERNANDO, MS 38632-4541

Mortgage

Document Number	0004621637
Date	Oct 16, 2018
Instrument	4621/637

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,385.00 (+17.74%)	$44,674 (+40.65%) Land $3,000 Building $41,674	$446,736 (+40.65%) Land $30,000 Building $416,736
2023	$2,875.00	$31,763	$317,627 Land $30,000 Building $287,627

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 60% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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