1683 Bay Breeze Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1683 Bay Breeze Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,884 sqft · built 2019
Lot Size0.189 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$306,990 (May 2019)
Tax Bill$7,219 (2025)
Deeds & MortgagesMay 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN042631012200010820

Property Details

APN / Parcel Number

Primary APN042631012200010820

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,884 sqft Heated Area
Gross Area3,465 sqft
1st Floor Area1,324 sqft
Upper Floors Area1,560 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.189 acres)
Garage TypeFinished
Garage Area483 sqft

Exterior Amenities

PorchFinished/Screened Porch
Porch Area98 sqft
Patio Area140 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address1683 BAY BREEZE DR
CitySAINT CLOUD
StateFL
Zip34771-7483
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionESTATES OF WESTERLY PB 26 PGS 193-195 LOT 82
Legal Range31E
Legal Township26S
Legal Section04
Legal SubdivisionESTATES OF WESTERLY
Legal Tract122
Legal Lot Number82
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3026
Census Tract43700

Owner

Source: Osceola County records · APN 042631012200010820

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1683 BAY BREEZE DR, SAINT CLOUD, FL 34771-7483
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 30, 2019 · Amount on Record
Deed SaleMay 30, 2019 · Amount on Record
Deed Document Number2019069259
Deed Book / Page5531 / 2852
Record UpdatedJun 08, 2026

May 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 30, 2019
Property Address1683 BAY BREEZE DR, SAINT CLOUD, FL 34771-7483
Document Number0055312852
Book / Page5531 / 2852
Map ReferenceMB 26 PG 193-195
Instrument DateMay 24, 2019
Instrument2019069259
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 02, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,149.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149

Transferred To (Grantee/Buyer)

NameVerified Name
Address1683 BAY BREEZE DR, SAINT CLOUD, FL 34771-7483

Mortgage

Document Number0055312853
DateMay 30, 2019
Instrument5531/2853
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,219.00 (+12.94%)$403,100 (+3.25%) Land $70,000 Building $333,100$403,100 (+3.25%) Land $70,000 Building $333,100
2023$6,392.00 (+13.74%)$390,400 (+20.9%) Land $65,000 Building $325,400$390,400 (+20.9%) Land $65,000 Building $325,400
2022$5,620.00$322,900 Land $55,000 Building $267,900$322,900 Land $55,000 Building $267,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance CostPremium on Record
median of 70 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force

Wildfire

Wildfire RiskHigh
above 76% of the US · above 62% of Florida
Wildfire LikelihoodAbout 1 in 238 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 103 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 50
VerizonFixed Wireless300 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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