Macomb County property record for 16823 White Plains Dr, Macomb, MI 48044
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,799 sqft · built 1979 |
| Lot Size | 0.179 acres (7,797 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Oct 2023) |
| Tax Bill | $5,021 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-29-301-009 |
| Primary APN | 20-08-29-301-009 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,799 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| Basement Area | 688 sqft |
| Unfinished Basement | 688 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 7,797 sqft (0.179 acres) |
| Lot Dimensions | 132 ft deep x 59 ft wide |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 16823 WHITE PLAINS DR |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48044-4863 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | POMPEA GARDENS SUBDIVISION LOT 197 LIBER: 73 PAGES: 38-41 |
| Legal Subdivision | POMPEA GARDENS SUBDIVISION |
| Legal Lot Number | 197 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 224400 |
16823 White Plains Dr is owned and occupied by an individual who bought it in October 2023.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16823 WHITE PLAINS DR, MACOMB, MI 48044-4863 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2025 | Deed of Trust, Mortgage · Conventional Mortgage OPUS HOME LOANS INC |
| Oct 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Sep 22, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Feb 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage SEMPER HM LOANS |
| Dec 12, 2018 | Warranty Deed, Transfer · FHA Mortgage MAIN STREET BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2023 · Amount on File |
| Deed Sale | Oct 27, 2023 · Amount on File |
| Prior Sale | Dec 12, 2018 · Amount on File |
| Deed Document Number | 202391007 |
| Deed Book / Page | 29354 / 924 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 16823 WHITE PLAINS DR, MACOMB, MI 48044-4863 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 16823 WHITE PLAINS DR, MACOMB, MI 48044-4863 |
| Document Number | 2500110694 |
|---|---|
| Date | Dec 11, 2025 |
| Book Page | 30430/761 |
| Instrument | 202500110694 |
| Name | OPUS HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | ROCHESTER, MI 48307 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10% |
| Index | SOFR Average 30-Day |
| Max Rate | 10% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Oct 27, 2023 |
| Property Address | 16823 WHITE PLAINS DR, MACOMB, MI 48044-4863 |
| Document Number | 2300091007 |
| Book / Page | 29354 / 924 |
| Map Reference | LB 73 PG 38-41 |
| Instrument Date | Oct 25, 2023 |
| Instrument | 202300091007 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2023 |
| Title Company | STERLING TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,737.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16823 WHITE PLAINS DR, MACOMB, MI 48044-4863 |
| Name | Verified Name |
|---|---|
| Address | 16823 WHITE PLAINS DR, MACOMB, MI 48044-4863 |
| Document Number | 2300091512 |
|---|---|
| Date | Oct 30, 2023 |
| Book Page | 29357/274 |
| Instrument | 202300091512 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 16823 WHITE PLAINS DR, MACOMB, MI 48044-4863 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 16823 WHITE PLAINS DR, MACOMB, MI 48044-4863 |
| Document Number | 2200110162 |
|---|---|
| Date | Sep 22, 2022 |
| Book Page | 28822/632 |
| Instrument | 202200110162 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 12, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 16823 WHITE PLAINS DR, MACOMB, MI 48044-4863 |
| Document Number | 0000025230 |
| Instrument Date | Feb 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 16823 WHITE PLAINS DR MACOMB MI 480444863, MACOMB, MI 48044-4863 |
| Document Number | 0000025230 |
|---|---|
| Date | Mar 2, 2020 |
| Book Page | 026545/000229 |
| Instrument | 25230 |
| Name | SEMPER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | PROVIDENCE, RI 02907 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Dec 12, 2018 |
| Property Address | 16823 WHITE PLAINS DR, MACOMB, MI 48044-4863 |
| Document Number | 0000135465 |
| Book / Page | 25724 / 258 |
| Map Reference | LB 73 PG 38-41 |
| Instrument Date | Dec 7, 2018 |
| Instrument | 8135465 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Title Company | DEVON TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16823 WHITE PLAINS DR, 16823, MACOMB, MI 48044-4863 |
| Name | Verified Name |
|---|---|
| Address | 16823 WHITE PLAINS DR, MACOMB, MI 48044-4863 |
| Document Number | 0000135467 |
|---|---|
| Date | Dec 12, 2018 |
| Instrument | 8135467 |
| Name | MAIN STREET BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
The 2025 property tax bill for 16823 White Plains Dr was $5,021 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Chippewa Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $165,200 | $330,400 | |
| 2025 | $5,021.00 | ||
| 2023 | $135,500 | $271,000 | |
| 2022 | $3,597.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 16823 White Plains Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 16823 White Plains Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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