16822 E Prospect Ave, Elkton, VA 22827 Property Records

Rockingham County property record for 16822 E Prospect Ave, Elkton, VA 22827

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 809 sqft · built 1962
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Last Sale	$17,500 (Jul 2022)
Tax Bill	$955 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`131B4-(5)-L4B`

Property Details

APN / Parcel Number

Primary APN	`131B4-(5)-L4B`
Alternative APNs	`R32833` `32833`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	809 sqft Living Area
Gross Area	1,459 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	108,900 sqft (2.5 acres)
Driveway	Gravel Driveway
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Cistern

Location & Zoning

Account Number	R32833
Street Address	16822 E PROSPECT AVE
City	ELKTON
State	VA
Zip	22827-1675
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ELKTON
Legal Subdivision	ELKTON
Jurisdiction	ROCKINGHAM VA
Township / Civil Division	STONEWALL
Census Block Group	2
Census Block	2000
Census Tract	10200

Owner

16822 E Prospect Ave is owned and occupied by an individual who bought it in July 2022.

Source: Rockingham County records, as of June 8, 2026

Owner of Record	Individual Name on File
Mailing Address	16822 E PROSPECT AVE, ELKTON, VA 22827-1675
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2022 · Amount on File
Deed Sale	Jul 27, 2022 · Amount on File
Prior Sale	Jan 4, 2021 · Amount on File
Deed Document Number	202218567
Deed Book / Page	5606 / 221
Record Updated	Sep 20, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	Jan 4, 2021
Property Address	16822 E PROSPECT AVE, ELKTON, VA 22827-1675
Document Number	5351/386
Book / Page	5351 / 386
Instrument Date	Dec 21, 2020
Instrument	2021-00053
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16822 E PROSPECT AVE, ELKTON, VA 22827-1675

Mortgage

Document Number	202100054
Date	Jan 4, 2021
Instrument	2021-00054

Lender

Name	PARK VIEW FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 16822 E Prospect Ave was $955, up 22.6% from the year before.

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rockingham County
Municipality	Elkton Town
Unified School District	Rockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$955.00 (+22.59%)	$144,760 (+26.32%) Land $58,500 Building $86,260	$144,760 Land $58,500 Building $86,260
2025	$779.00	$114,600 Land $39,000 Building $75,600
2022			$114,600 Land $39,000 Building $75,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16822 E Prospect Ave in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	14 (1985–2011)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Apr 2011 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 5 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16822 E Prospect Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20