Montgomery County property record for 16820 Whites Store Rd, Boyds, MD 20841
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,507 sqft · built 2007 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Company Name on Record |
| Last Sale | $720,000 (Oct 2010) |
| Tax Bill | $7,536 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Sep 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00917545 |
| Primary APN | 11-00917545 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,507 sqft Living Area |
| Gross Area | 4,990 sqft |
| 1st Floor Area | 1,783 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00917545 |
|---|---|
| Street Address | 16820 WHITES STORE RD |
| City | BOYDS |
| State | MD |
| Zip | 20841-9672 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | WOLFES COW |
| Legal Subdivision | WOLFES COW |
| Legal Block | 1 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 11 |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 700400 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 16820 WHITES STORE RD, BOYDS, MD 20841-9672 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AURORA FINANCIAL LLC |
| Aug 27, 2018 | Deed of Trust, Mortgage · Line of Credit APL FCU |
| Jan 23, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 23, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2010 · Amount on Record |
| Deed Sale | Oct 14, 2010 · Amount on Record |
| Prior Sale | Dec 12, 2006 |
| Deed Document Number | 2010177068 |
| Last Transfer Date | Oct 4, 2019 |
| Transfer Doc | 0589100075 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 16820 WHITES STORE RD, BOYDS, MD 20841-9672 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2022 |
| Title Company | EQUITY SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0648430020 |
|---|---|
| Date | Dec 16, 2021 |
| Book Page | 64843/20 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 171 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 16820 WHITES STORE RD, BOYDS, MD 20841-9672 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0549780300 |
|---|---|
| Date | Sep 27, 2017 |
| Book Page | 54978/300 |
| Name | AURORA FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Address | VIENNA, VA 22182 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 16820 WHITES STORE RD, BOYDS, MD 20841-9672 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0565230466 |
|---|---|
| Date | Aug 27, 2018 |
| Book Page | 56523/466 |
| Name | APL FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20723 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jan 23, 2020 |
| Property Address | 16820 WHITES STORE RD, BOYDS, MD 20841-9672 |
| Document Number | 0589100080 |
| Book / Page | 058910 / 000080 |
| Instrument Date | Oct 4, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 16820 WHITES STORE RD BOYDS MD 208419672, BOYDS, MD 20841-9672 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jan 23, 2020 |
| Property Address | 16820 WHITES STORE RD, BOYDS, MD 20841-9672 |
| Document Number | 0589100075 |
| Book / Page | 058910 / 000075 |
| Instrument Date | Oct 4, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 16820 WHITES STORE RD BOYDS MD 208419672, BOYDS, MD 20841-9672 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $686,667 (+7.71%) | $735,800 (-) Land $193,600 Building $542,200 | |
| 2025 | $7,536.00 (-0.24%) | $637,533 (+9.86%) | $735,800 (+25.05%) Land $193,600 Building $542,200 |
| 2024 | $7,554.00 (+19.37%) | ||
| 2023 | $580,300 | $588,400 Land $193,600 Building $394,800 | |
| 2022 | $6,328.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
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