16820 Old 81, Troy, TX 76579 Property Records

Bell County property record for 16820 Old 81, Troy, TX 76579 · Last verified April 2024

Property Summary

Property TypeSingle Family Home
Details1,752 sqft · built 2005
Lot Size0.857 acres (37,331 sqft)
OwnerOwner Name on File
Tax Bill$2,671 (2023)
Deeds & MortgagesAug 2018 Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0542141200

Property Details

APN / Parcel Number

Primary APN0542141200
Alternative APNs
  • 368207
  • 631706

Interior

Stories1 Story
Building Area1,752 sqft Living Area
1st Floor Area1,752 sqft

Exterior

Year BuiltBuilt 2005
Lot Area37,331 sqft (0.857 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area115 sqft

Location & Zoning

Account Number631706
Street Address16820 OLD 81
CityTROY
StateTX
Zip76579-3725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA0499BC S KNIGHT, ACRES .857
Legal SubdivisionS KNIGHT
JurisdictionBELL TX
Township / Civil DivisionEAST BELL
Census Block Group2
Census Block2008
Census Tract20101

Owner

Source: Bell County records · APN 0542141200

Assessment roll updated August 1, 2023 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing AddressPO BOX 487, TEMPLE, TX 76503-0487
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2018Deed of Trust, Mortgage · Commercial Mortgage
JPMORGAN CHASE BANK NA
Mar 02, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 13, 2007
Deed SaleNov 13, 2007
Deed Document Number00048242
Record UpdatedJun 07, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address16820 OLD 81, TROY, TX 76579-3725
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyMONTEITH ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033628
DateAug 10, 2018
Instrument2018-00033628
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueAug 15, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address16820 OLD 81, TROY, TX 76579-3725
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010405
DateMar 02, 2020
Instrument2020-00010405
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2050

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated August 1, 2023 · Last verified April 2024

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictTroy Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$2,671.00 (-21.88%) Homeowner's exemption$334,905 Land $35,506 Building $299,399$334,905 Land $35,506 Building $299,399
2022$3,419.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270201012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskModerate
above 53% of the US · above 29% of Texas
Wildfire LikelihoodAbout 1 in 1,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumFiber1,000 / 1,000
AMG Technology Investment GroupFixed Wireless500 / 200
HelmscoFixed Wireless (unlicensed)100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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