Mecklenburg County property record for 16820 Landover Rd, Charlotte, NC 28278
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.322 acres (14,026 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $575,000 (Aug 2025) |
| Tax Bill | $2,382 (2024) |
| Deeds & Mortgages | Apr 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 217-151-31 |
| Primary APN | 217-151-31 |
|---|
| Lot Area | 14,026 sqft (0.322 acres) |
|---|---|
| View / Lot | Waterfront |
| Heating System | HVAC |
|---|
| Street Address | 16820 LANDOVER RD |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28278-8502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | L102B M75-801 |
| Legal Subdivision | EASTBROOK WOODS SEC 03 MAP I |
| Legal Block | 1 |
| Legal Lot Number | 102B |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 3, STEELE CREEK |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 5926 |
16820 Landover Rd is owned by two individuals who bought it in August 2025.
Source: Mecklenburg County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16427 COZY COVE RD, CHARLOTTE, NC 28278-0133 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2025 · Amount on File |
| Deed Sale | Aug 8, 2025 · Amount on File |
| Prior Sale | Jun 12, 2025 · Amount on File |
| Deed Document Number | 202579623 |
| Deed Book / Page | 39777 / 605 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 22, 2026 |
| Property Address | 16820 LANDOVER RD, CHARLOTTE, NC 28278-8502 |
| Document Number | 0000041188 |
| Book / Page | 40363 / 906 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 202641188 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | INVEST TITLE, INVESTORS TITLE |
| Name | Verified Name |
|---|---|
| Address | 16427 COZY COVE RD, CHARLOTTE, NC 28278-0133 |
| Document Number | 0000041188, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 40363/906 |
| Instrument | 202641188 |
| Name | TD BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $346,500 Land $340,000 Building $6,500 | $346,500 Land $340,000 Building $6,500 | |
| 2024 | $2,382.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16820 Landover Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16820 Landover Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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