1682 Sawgrass Rd, Decorah, IA 52101 Property Records

Winneshiek County property record for 1682 Sawgrass Rd, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,781 sqft · built 2011
Lot Size	0.379 acres (16,500 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Jun 2012)
Tax Bill	$5,036 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`111325600400`

Property Details

APN / Parcel Number

Primary APN	`111325600400`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,781 sqft Living Area
Basement Area	1,781 sqft
Unfinished Basement	1,781 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,500 sqft (0.379 acres)
Lot Dimensions	150 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	776 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	330 sqft
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1682 SAWGRASS RD
City	DECORAH
State	IA
Zip	52101-7595
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 2 WOODLAND ACRES ESTATES 4TH ADDN
Legal Range	08W
Legal Township	98N
Legal Section	13
Legal Subdivision	WOODLAND ACRES ESTATES 4TH ADD
Legal Block	2
Legal Lot Number	4
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	2
Census Block	2063
Census Tract	950400

Owner

1682 Sawgrass Rd is owned and occupied by two individuals who bought it in June 2012.

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1682 SAWGRASS RD, DECORAH, IA 52101-7595
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2012 · Amount on File
Deed Sale	Jun 18, 2012 · Amount on File
Deed Document Number	20122222
Deed Book / Page	2012 / 2222
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Recording Date	Apr 28, 2026
Property Address	1682 SAWGRASS RD, DECORAH, IA 52101-7595
Document Number	0000000916
Book / Page	2026 / 916
Instrument Date	Apr 23, 2026
Instrument	2026916
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1682 SAWGRASS RD, DECORAH, IA 52101-7595
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000916,
Date	Apr 28, 2026
Book Page	2026/916
Instrument	2026916

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 18, 2036

Interest

Rate	6.38%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	1682 SAWGRASS RD, DECORAH, IA 52101-7595
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/1544
Date	Apr 13, 2021
Book Page	2021/1544
Instrument	2021 1544

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 18, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1682 Sawgrass Rd was $5,036 with a homeowner's exemption.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,036.00	$450,770 (-) Land $52,170 Building $398,600	$450,770 (-) Land $52,170 Building $398,600
2025	$5,036.00 (+5.62%) Homeowner's exemption	$450,770 Land $52,170 Building $398,600	$450,770 Land $52,170 Building $398,600
2024	$4,768.00
2023		$397,120 (+15.47%) Land $52,170 Building $344,950	$397,120 Land $52,170 Building $344,950
2022	$4,450.00 Homeowner's exemption	$343,910 Land $43,470 Building $300,440
2021			$343,910 Land $43,470 Building $300,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1682 Sawgrass Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1682 Sawgrass Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEPORT WATER DISTRICT public/private · serves 775 people · EPA ID IA9630001
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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