1682 Ridge Rd, Corolla, NC 27927 Property Records

Currituck County property record for 1682 Ridge Rd, Corolla, NC 27927

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,973 sqft · built 1978
Lot Size	0.348 acres (15,202 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Dec 2018)
Tax Bill	$1,567 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9929-57-9265`

Property Details

APN / Parcel Number

Primary APN	`9929-57-9265`
Alternative APNs	`101A00001870002` `000149712` `9929-57`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,973 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1980
Architectural Style	Bungalow
Exterior Material	Other
Construction Type	Frame
Foundation Type	Pile
Lot Area	15,202 sqft (0.348 acres)
Lot Dimensions	160 ft deep x 95 ft wide
Garage Area	684 sqft

Exterior Amenities

Deck Area	560 sqft
Patio Area	560 sqft
Shed	1 Shed
Shed Area	384 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	000149712
Street Address	1682 RIDGE RD
City	COROLLA
State	NC
Zip	27927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SWAN BEACH-LOT 187,SECT. 2
Legal Subdivision	SWAN BEACH
Legal Lot Number	187
Jurisdiction	CURRITUCK NC
Township / Civil Division	FRUITVILLE
Census Block Group	1
Census Block	1040
Census Tract	110101

Owner

1682 Ridge Rd is owned by an individual who bought it in December 2018.

Source: Currituck County records, as of November 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1715 BRANDON AVE, PETERSBURG, VA 23805-1613
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage C&F MORTGAGE CORP
Dec 12, 2018	Warranty Deed, Transfer · Conventional Mortgage C & F MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2018 · Amount on File
Deed Sale	Dec 12, 2018 · Amount on File
Prior Sale	Jul 22, 2014
Deed Document Number	0001465722
Deed Book / Page	1465 / 722
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	1682 RIDGE RD, COROLLA, NC 27927
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	FIRST TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015080280
Date	Nov 18, 2019
Book Page	1508/280
Instrument	347130

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Dec 12, 2018
Property Address	1682 RIDGE RD, COROLLA, NC 27927
Document Number	0014650722
Book / Page	1465 / 722
Map Reference	MB3 PG33
Instrument Date	Nov 28, 2018
Instrument	339907
Transaction Type	Transfer
Record Updated	Feb 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7110 WHITE PINE CT, 7110, MECHANICSVILLE, VA 23111-5031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1715 BRANDON AVE, PETERSBURG, VA 23805-1613

Mortgage

Document Number	339908
Date	Dec 12, 2018
Instrument	339908

Lender

Name	C & F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1682 Ridge Rd was $1,567, up 0.6% from the year before.

Source: Currituck County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,567.00 (+0.58%)	$209,400 (-) Land $35,100 Building $174,300
2024	$1,558.00 (+9.49%)	$209,400 (-) Land $35,100 Building $174,300
2023	$1,423.00 (+18.09%)	$209,400 (-) Land $35,100 Building $174,300	$209,400 (-) Land $35,100 Building $174,300
2022	$1,205.00	$209,400 Land $35,100 Building $174,300	$209,400 (-) Land $35,100 Building $174,300
2021			$209,400 Land $35,100 Building $174,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1682 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 1,596 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,634 units insured incl. 38 condo units
Nearby Flood Claims	390 (1989–2026)
Claims Outside the SFHA	313 of 390
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Hurricane Dorian, Sep 2019 · 18 claims Hurricane Matthew, Oct 2016 · 64 claims Hurricane Irene, Aug 2011 · 20 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	L01 “Currituck Banks”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Eligible (built 1978) built before the Oct 1, 1983 cutoff

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1682 Ridge Rd is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 90% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	40 / 3
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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