Jackson County property record for 1682 Lloyd Hooper Rd, Cullowhee, NC 28723
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 2 ba · 1,792 sqft · built 1973 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,629 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7554-64-7508 |
| Primary APN | 7554-64-7508 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 1,792 sqft |
| Basement Area | 1,024 sqft |
| Unfinished Basement | 1,024 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 87,120 sqft (2 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Street Address | 1682 LLOYD HOOPER RD |
|---|---|
| City | CULLOWHEE |
| State | NC |
| Zip | 28723-8687 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LT F REV LLOYD HOOPER RD |
| Legal Lot Number | F |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | HAMBURG |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 950800 |
1682 Lloyd Hooper Rd is owned and occupied by two individuals.
Source: Jackson County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1682 LLOYD HOOPER RD, CULLOWHEE, NC 28723-8687 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Sep 1, 2021 |
| Property Address | 1682 LLOYD HOOPER RD, CULLOWHEE, NC 28723-8687 |
| Document Number | 0023121790 |
| Book / Page | 2312 / 1790 |
| Map Reference | CAB 24 SL 838 |
| Instrument Date | Aug 31, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1182, CASHIERS, NC 28717-1182 |
| Name | Verified Name |
|---|---|
| Address | 159 RED FOX RDG, CASHIERS, NC 28717-9664 |
| Investor | Possibly a Property Investor |
| Document Number | 0023121793 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 2312/1793 |
| Name | LOCAL GOVERNMENT EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Type Change Date | Sep 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.15% |
| Index | 5-Year CMT |
| Max Rate | 9.15% |
The 2025 property tax bill for 1682 Lloyd Hooper Rd was $1,629.
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $428,790 Land $86,990 Building $341,800 | |
| 2025 | $1,629.00 | |
| 2023 | $1,098.00 | $289,150 Land $86,990 Building $202,160 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1682 Lloyd Hooper Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2013–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1682 Lloyd Hooper Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BalsamWest FiberNET Fiber | 1,000 / 500 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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