Okaloosa County property record for 1682 Lady Ln, Baker, FL 32531
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,468 sqft · built 2006 |
| Lot Size | 0.509 acres (22,171 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $39,900 (Dec 2005) |
| Tax Bill | $1,889 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-598-6258-1 |
| Primary APN | C56-000-598-6258-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,468 sqft Living Area |
| Gross Area | 3,372 sqft |
| 1st Floor Area | 2,468 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,171 sqft (0.509 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 292 sqft |
| Patio Area | 108 sqft |
| Gazebo | Gazebo |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1682 LADY LN |
|---|---|
| City | BAKER |
| State | FL |
| Zip | 32531-9408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOORES PLACE II LOT 1 |
| Legal Range | 24W |
| Legal Township | 03N |
| Legal Section | 16 |
| Legal Subdivision | MOORES PLACE |
| Legal Lot Number | 1 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 20101 |
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1682 LADY LN, BAKER, FL 32531-9408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2005 · Amount on Record |
| Deed Sale | Dec 15, 2005 · Amount on Record |
| Deed Document Number | 20052287696 |
| Deed Book / Page | 2673 / 3295 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1682 LADY LN, BAKER, FL 32531-9408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Title Company | NC TITLE COMPANY, NETCO |
| Name | Verified Name |
|---|---|
| Address | 1682 LADY LN, BAKER, FL 32531-9408 |
| Document Number | 0036591120 |
|---|---|
| Date | Jan 23, 2023 |
| Book Page | 3659/1120 |
| Instrument | 3602229 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | WILLIAMSTON, MI 48895 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,889.00 (+6.24%) Homeowner's exemption | $221,693 (+5.99%) | $356,266 (+5.51%) Land $29,109 Building $327,157 |
| 2023 | $1,778.00 (+2.54%) Homeowner's exemption | $209,170 (+3%) | $337,662 (+8.54%) Land $24,731 Building $312,931 |
| 2022 | $1,734.00 Homeowner's exemption | $203,078 | $311,084 Land $23,113 Building $287,971 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILLIGAN WATER SYSTEM, INC. private · serves 2,450 people · EPA ID FL1460472 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: CenturyLink.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures