16817 E 40th Ter S, Independence, MO 64055 Property Records

Jackson County property record for 16817 E 40th Ter S, Independence, MO 64055 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 904 sqft · built 1975
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,653 (2024)
Deeds & Mortgages	Aug 2022 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-330-10-09`

Property Details

APN / Parcel Number

Primary APN	`34-330-10-09`
Alternative APNs	`34330100900000001` `885895`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	904 sqft Living Area
Gross Area	1,768 sqft
1st Floor Area	384 sqft
Basement Area	864 sqft
Flooring	Carpet

Exterior

Year Built	Built 1975
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	118 ft deep x 62 ft wide
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	885895
Old Parcel Number	34330100900000001
Street Address	16817 E 40TH TER S
City	INDEPENDENCE
State	MO
Zip	64055-4026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARRIAGE HILLS LOT 237
Legal Range	31
Legal Township	49
Legal Section	19
Legal Subdivision	CARRIAGE HILLS
Legal Lot Number	237
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2004
Census Tract	14603

Owner

Source: Jackson County records · APN 34-330-10-09

Assessment roll updated June 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16817 E 40TH TER S, INDEPENDENCE, MO 64055-4026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Jul 26, 2021	Deed of Trust, Mortgage · VA Mortgage UNION HOME MORTGAGE CORP
Nov 01, 2019	Warranty Deed, Transfer · VA Mortgage US BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 01, 2019
Deed Sale	Nov 01, 2019
Prior Sale	Jan 13, 2012
Deed Document Number	2019E0089625
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	16817 E 40TH TER S, INDEPENDENCE, MO 64055-4026
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16817 E 40TH TER S, INDEPENDENCE, MO 64055-4026

Mortgage

Document Number	00E0079320
Date	Aug 24, 2022
Instrument	2022E0079320

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 15, 2027

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	16817 E 40TH TER S, INDEPENDENCE, MO 64055-4026
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16817 E 40TH TER S, INDEPENDENCE, MO 64055-4026

Mortgage

Document Number	00E0081332
Date	Jul 26, 2021
Instrument	2021E0081332

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 01, 2019
Property Address	16817 E 40TH TER S, INDEPENDENCE, MO 64055-4026
Document Number	0000E89625
Instrument Date	Oct 28, 2019
Instrument	89625E
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16817 E 40TH TER S INDEPENDENCE MO 640554026, INDEPENDENCE, MO 64055-4026

Mortgage

Document Number	E89626
Date	Nov 01, 2019
Instrument	89626E

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2049

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated June 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Blue Springs R-IV School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,713 (+14.99%) Land $4,894 Building $22,819	$145,860 (+15%)
2024	$1,653.00 (+2.16%)
2023	$1,618.00	$24,100 Land $2,759 Building $21,341	$126,840

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 3% of the US · above 5% of Missouri
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 446 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Google Fiber	Fiber	8,000 / 8,000
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: Wisper ISP, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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